STARBRIDGE SERVICES, INC. 403(B) PLAN Investment Options
Available Funds in STARBRIDGE SERVICES, INC. 403(B) PLAN
Below is the lineup of investment options available to participants in STARBRIDGE SERVICES, INC. 403(B) PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
| Investment Description |
|---|
| Voya Fixed Account 4669 Guaranteed investment contract |
| Voya Short-Term GAA (4555) Guaranteed investment contract |
| Voya Growth and Income Port I Pooled separate account |
| Fidelity VIP Eqty-Inc Prt I Pooled separate account |
| Voya Large Cap Value Port Ins Pooled separate account |
| Fidelity VIP Contrafund Pt I Pooled separate account |
| VY JPM Emrg Mkts Eq Port Srv Pooled separate account |
| Voya Mid Cap Opport Port I Pooled separate account |
| American Funds Growth Fnd R4 Pooled separate account |
| Voya Glob Insights Port Init Pooled separate account |
| Voya Large Cap Growth Prt Ins Pooled separate account |
| Invesco VI Amr Franchise Fd I Pooled separate account |
| Voya Index Plus LargeCap Prt I Pooled separate account |
| Voya Solution 2025 Port Srv Pooled separate account |
| VY TRwPr Divr MdCp Gr Pt I Pooled separate account |
| Macq Science and Technology Y Pooled separate account |
| Fidelity VIP Growth Port I Pooled separate account |
| VY TRwPr Grw Eqty Pt I Pooled separate account |
| Neuberg Berm Sus Equ Fd Trs Pooled separate account |
| Voya Intermediate Bond Prt I Pooled separate account |
| Amana Growth Fund Inv Pooled separate account |
| Calvert VP SRI Balanced Port Pooled separate account |
| VY Invesco Eqty & Inc Pt I Pooled separate account |
| BlkRck Md-Cp Value Fnd IA Pooled separate account |
| Voya Small Company Port I Pooled separate account |
| Inv Dev Mrkts Fd A Pooled separate account |
| Voya Glo Hi Div Low Vol Prtf I Pooled separate account |
| Alger Responsible Investing A Pooled separate account |
| Allspg Spec SmCp Vl Fd A Pooled separate account |
| Amana Income Fund Inv Pooled separate account |
| Impax Sust Alloc Fund Inv Pooled separate account |
| VY CBRE Rl Estate Prt Srv Pooled separate account |
| Franklin Small Cap Val VIP 2 Pooled separate account |
| American Funds Fdmntl Inv R4 Pooled separate account |
| Wanger Acorn Pooled separate account |
| American Funds SMALLCAP R4 Pooled separate account |
| Lord Abbett Srs Fd MC St Pt VC Pooled separate account |
| Voya Solution Conserv Pt I Pooled separate account |
| Voya Index Plus MidCap Prt I Pooled separate account |
| VoyIntlHiDivLow Vol Port-In Pooled separate account |
| PIMCO VIT Real Return Port Adm Pooled separate account |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in STARBRIDGE SERVICES, INC. 403(B) PLAN. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Get Key Insights for This Plan
Join our community and get data-driven insights about STARBRIDGE SERVICES, INC. 403(B) PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
- Marathon Petroleum Thrift Plan Review: 117% Employer Match in the Energy Sector
- THE PROGRESSIVE 401(K) PLAN Review: 100% Match with 59% Match Rate
- THE HOME DEPOT FUTUREBUILDER Review: 150% Match with 38% Employer Match
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching STARBRIDGE SERVICES, INC. 403(B) PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
Related Plans
- D.C. PENSION PLAN FOR EMPLOYEES OF FAMILY SERVICES OF WESTERN PENNSYLVANIA (635 participants, $16,514,502)
- NATIONAL CENTER ON INSTITUTIONS & ALTERNATIVES 403(B) PLAN (634 participants, $5,355,878)
- ADVOCATES INCORPORATED 401(K) PROFIT SHARING PLAN AND TRUST (636 participants, $3,675,922)
- UNITED JEWISH COMMUNITIES OF METROWEST NJ RETIREMENT PLAN (636 participants, $3,165,936)
- FGS, INC. D/B/A GOOD SHEPHERD COMMUNITIES 403(B) PLAN (637 participants, $8,805,403)