Investment Strategy
White Papers
Professional research and evidence-based strategies developed for wealth managers, now accessible to you.
Asset Allocation
Explore our research on diversification across global stocks and bonds for consistent growth.
Read White PaperFixed Income
Strategies for optimizing bond portfolios and managing interest rate risk in any environment.
Read White PaperComposite Indicator
Detailed methodology on using market metrics to gauge risk and navigate volatility.
Read White PaperGlobal Asset Allocation
Proper asset allocation determines the majority of long-term investment gains while reducing risk because of diversification. MyPlanIQ Portfolios invest in major assets including US stocks, foreign stocks, emerging market stocks, REITs, and a spectrum of bond funds.
Ultra Low Cost Funds
Research and historical data indicate that for stock investing, low-cost index funds are superior choices to pricey active funds. For fixed income, rotation among excellent total return bond funds or low-cost index ETFs yields the best returns.
Tactical Risk Management
Financial markets are volatile. MyPlanIQ portfolios reduce exposure when market conditions signal high risk. We use price momentum, credit risks, and economic metrics to avoid large losses while increasing long-term returns. Long running historical data indicates their effectiveness.
Momentum Based Selection
Research confirms that funds doing well tend to continue doing well for a while. We periodically select top-performing funds from broad-based index ETFs to significantly improve long-term returns across both stocks and bonds.
Our Core Investment Principles
Diversification
Maintaining a balanced allocation across global assets to mitigate single-market risk.
Low Cost Efficiency
Prioritizing ultra-low-cost index ETFs to ensure more gains stay in your portfolio.
Dynamic Risk Management
Actively adjusting exposures when market signals indicate high systemic risk.
Momentum Selection
Selecting funds based on persistent quantitative momentum effects.
The Overall Flow
Users first decide their risk profile. Our strategies (TAA, SAA, AAC) then derive the optimal asset allocation, mapped to the funds available in your specific retirement or brokerage plan.
