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Income & Savings

Steady high income & enhanced cash savings

We prioritize helping you achieve steady high income and enhance your cash savings. Our dedication to research and portfolio management enables us to offer unique solutions and resources for generating consistent income:

  • Best fixed income bond fund based income portfolios: our bond mutual fund and ETF based portfolios have consistently outperformed even the best bond funds over the past decade, providing a reliable anchor for steady income.
  • Information on how to bank on your own: regularly updated resources on utilizing broker CDs, Treasury and government agency bills, and short-term bonds to maximize your savings.
  • Income and savings tips: valuable tips and articles on generating income and savings through diverse investments and side hustles, such as real estate investments, online lending, and various businesses.

No matter if you’re a retiree seeking financial stability, someone in search of additional income, or simply concerned about optimizing your savings and banking practices, our platform is an invaluable resource that you can count on. 

 


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High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more ...

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more ...

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this 'lazy' portfolio.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Retirement Calculator

See how much you can save for retirement.

Investment Calculator

Grow your wealth and see the power of compounding.


Looking for a (forgotten) 401(k)?

Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan ...