Investment options of STARBRIDGE SERVICES, INC. 403(B) PLAN
Total Available Funds: 41
| Investment Description |
|---|
| Voya Fixed Account 4669 Guaranteed investment contract |
| Voya Short-Term GAA (4555) Guaranteed investment contract |
| Voya Growth and Income Port I Pooled separate account |
| Fidelity VIP Eqty-Inc Prt I Pooled separate account |
| Voya Large Cap Value Port Ins Pooled separate account |
| Fidelity VIP Contrafund Pt I Pooled separate account |
| VY JPM Emrg Mkts Eq Port Srv Pooled separate account |
| Voya Mid Cap Opport Port I Pooled separate account |
| American Funds Growth Fnd R4 Pooled separate account |
| Voya Glob Insights Port Init Pooled separate account |
| Voya Large Cap Growth Prt Ins Pooled separate account |
| Invesco VI Amr Franchise Fd I Pooled separate account |
| Voya Index Plus LargeCap Prt I Pooled separate account |
| Voya Solution 2025 Port Srv Pooled separate account |
| VY TRwPr Divr MdCp Gr Pt I Pooled separate account |
| Macq Science and Technology Y Pooled separate account |
| Fidelity VIP Growth Port I Pooled separate account |
| VY TRwPr Grw Eqty Pt I Pooled separate account |
| Neuberg Berm Sus Equ Fd Trs Pooled separate account |
| Voya Intermediate Bond Prt I Pooled separate account |
| Amana Growth Fund Inv Pooled separate account |
| Calvert VP SRI Balanced Port Pooled separate account |
| VY Invesco Eqty & Inc Pt I Pooled separate account |
| BlkRck Md-Cp Value Fnd IA Pooled separate account |
| Voya Small Company Port I Pooled separate account |
| Inv Dev Mrkts Fd A Pooled separate account |
| Voya Glo Hi Div Low Vol Prtf I Pooled separate account |
| Alger Responsible Investing A Pooled separate account |
| Allspg Spec SmCp Vl Fd A Pooled separate account |
| Amana Income Fund Inv Pooled separate account |
| Impax Sust Alloc Fund Inv Pooled separate account |
| VY CBRE Rl Estate Prt Srv Pooled separate account |
| Franklin Small Cap Val VIP 2 Pooled separate account |
| American Funds Fdmntl Inv R4 Pooled separate account |
| Wanger Acorn Pooled separate account |
| American Funds SMALLCAP R4 Pooled separate account |
| Lord Abbett Srs Fd MC St Pt VC Pooled separate account |
| Voya Solution Conserv Pt I Pooled separate account |
| Voya Index Plus MidCap Prt I Pooled separate account |
| VoyIntlHiDivLow Vol Port-In Pooled separate account |
| PIMCO VIT Real Return Port Adm Pooled separate account |
Investment model portfolios
We provide two types of investment model portfolios for STARBRIDGE SERVICES, INC. 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for STARBRIDGE SERVICES, INC. 403(B) PLAN