HIGH MEADOWS SCHOOL, INC. 403(B) Investment Options
Available Funds in HIGH MEADOWS SCHOOL, INC. 403(B)
Below is the lineup of investment options available to participants in HIGH MEADOWS SCHOOL, INC. 403(B). This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
Total Available Funds: 88
| Investment Description |
|---|
| College Retirement Equities Fund Variable Annuities TIAA Traditional Benefit Responsive |
| College Retirement Equities Fund Variable Annuities TIAA Traditional Non Benefit Responsive |
| College Retirement Equities Fund Variable Annuities CREF Stock R1 |
| College Retirement Equities Fund Variable Annuities CREF Social Choice R1 |
| College Retirement Equities Fund Variable Annuities CREF Global Equities R1 |
| College Retirement Equities Fund Variable Annuities CREF Growth R1 |
| College Retirement Equities Fund Variable Annuities CREF Equity Index R1 |
| College Retirement Equities Fund Variable Annuities CREF Inflation-Linked Bond R1 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Core Pl Bd T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Equity Idx T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Intl Equity T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Lrg Cap Gr T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Lrg Cap Val T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2020 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2025 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2030 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2035 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2040 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2045 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2050 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Mid Cap Grw T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Mid Cap Val T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv RlEstSecSel T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Sm Cp Bl Ix T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Qt Sm Cp Eq T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LgCp Res Eq T4 |
| College Retirement Equities Fund Variable Annuities CREF Core Bond R1 |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2015 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2020 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2025 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2030 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2035 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2040 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2045 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2050 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2055 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen S&P 500 Index Retire |
| College Retirement Equities Fund Variable Annuities Vanguard Explorer Adm |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2055 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Champlain Md Cp T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Lazard Intl Eq T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Vang Equity Inc T4 |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2060 Retire |
| College Retirement Equities Fund Variable Annuities MFS Value Fund Class R6 |
| College Retirement Equities Fund Variable Annuities JPMorgan Large Cap Growth R6 |
| College Retirement Equities Fund Variable Annuities American Cent MdCpVa Fd Cla R6 |
| College Retirement Equities Fund Variable Annuities MFS Intl Diversification Cl R6 |
| College Retirement Equities Fund Variable Annuities Vanguard Extended Mkt Idx Adm |
| College Retirement Equities Fund Variable Annuities Vanguard FTSE World Idx Adm |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2065 Retire |
| College Retirement Equities Fund Variable Annuities American Funds New World R6 |
| College Retirement Equities Fund Variable Annuities Dodge & Cox Income Fund – Cl X |
| College Retirement Equities Fund Variable Annuities CREF Core Bond R4 |
| X COLLEGE RETIREMENT E TIAA TRADITIONAL BEN $ |
| X COLLEGE RETIREMENT E TIAA TRADITIONAL NON |
| X COLLEGE RETIREMENT E CREF STOCK R1 |
| X COLLEGE RETIREMENT E CREF SOCIAL CHOICE R |
| X COLLEGE RETIREMENT E CREF GLOBAL EQUITIES |
| X COLLEGE RETIREMENT E CREF GROWTH R1 |
| X COLLEGE RETIREMENT E CREF EQUITY INDEX R1 |
| X COLLEGE RETIREMENT E CREF INFLATION-LINKE |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV CORE |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV EQUI |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV INTL |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV LRG |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV LIFC |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV MID |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV RLES |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV SM C |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV QT S |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV LGCP |
| X COLLEGE RETIREMENT E CREF CORE BOND R1 |
| COLLEGE RETIREMENT E NUVEEN LIFECYCLE |
| COLLEGE RETIREMENT E NUVEEN S&P 500 INDEX |
| COLLEGE RETIREMENT E VANGUARD EXPLORER AD |
| X COLLEGE RETIREMENT E TIAA ACCESS CHAMPLAI |
| X COLLEGE RETIREMENT E TIAA ACCESS LAZARD I |
| X COLLEGE RETIREMENT E TIAA ACCESS VANG EQU |
| COLLEGE RETIREMENT E MFS VALUE FUND CLASS |
| COLLEGE RETIREMENT E JPMORGAN LARGE CAP G |
| COLLEGE RETIREMENT E AMERICAN CENT MDCPVA |
| COLLEGE RETIREMENT E MFS INTL DIVERSIFICA |
| COLLEGE RETIREMENT E VANGUARD EXTENDED MK |
| COLLEGE RETIREMENT E VANGUARD FTSE WORLD |
| COLLEGE RETIREMENT E NUVEEN LIFECYCLE 206 $ |
| COLLEGE RETIREMENT E AMERICAN FUNDS NEW W |
| COLLEGE RETIREMENT E DODGE & COX INCOME F |
| X COLLEGE RETIREMENT E CREF CORE BOND R4 |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in HIGH MEADOWS SCHOOL, INC. 403(B). See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Data as of 05/01/2026, Common starting date is 12/31/2000
Get Key Insights for This Plan
Join our community and get data-driven insights about HIGH MEADOWS SCHOOL, INC. 403(B). See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
- Marathon Petroleum Thrift Plan Review: 117% Employer Match in the Energy Sector
- THE PROGRESSIVE 401(K) PLAN Review: 100% Match with 59% Match Rate
- THE HOME DEPOT FUTUREBUILDER Review: 150% Match with 38% Employer Match
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Quickly enter fund allocation and get a back test result on the performance of this ‘lazy’ portfolio.
Customize Asset Allocation Portfolios
Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.
Retirement Calculator
See how much you can save for retirement.
Investment Calculator
Grow your wealth and see the power of compounding.
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching HIGH MEADOWS SCHOOL, INC. 403(B)
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
Related Plans
- CASA TAX DEFERRED ANNUITY PLAN (124 participants, $9,457,704)
- NARDIN ACADEMY RETIREMENT PLAN (124 participants, $9,050,847)
- VISTAMAR SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN (124 participants, $8,786,913)
- BUSINESS SCHOOL DEFINED CONTRIBUTION PLAN (124 participants, $8,256,272)
- CARLISLE SCHOOL 403B DC PLAN (124 participants, $3,120,007)