Investment options of HIGH MEADOWS SCHOOL, INC. 403(B)
Total Available Funds: 88
| Investment Description |
|---|
| College Retirement Equities Fund Variable Annuities TIAA Traditional Benefit Responsive |
| College Retirement Equities Fund Variable Annuities TIAA Traditional Non Benefit Responsive |
| College Retirement Equities Fund Variable Annuities CREF Stock R1 |
| College Retirement Equities Fund Variable Annuities CREF Social Choice R1 |
| College Retirement Equities Fund Variable Annuities CREF Global Equities R1 |
| College Retirement Equities Fund Variable Annuities CREF Growth R1 |
| College Retirement Equities Fund Variable Annuities CREF Equity Index R1 |
| College Retirement Equities Fund Variable Annuities CREF Inflation-Linked Bond R1 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Core Pl Bd T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Equity Idx T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Intl Equity T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Lrg Cap Gr T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Lrg Cap Val T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2020 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2025 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2030 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2035 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2040 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2045 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2050 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Mid Cap Grw T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Mid Cap Val T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv RlEstSecSel T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Sm Cp Bl Ix T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv Qt Sm Cp Eq T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LgCp Res Eq T4 |
| College Retirement Equities Fund Variable Annuities CREF Core Bond R1 |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2015 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2020 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2025 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2030 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2035 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2040 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2045 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2050 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2055 Retire |
| College Retirement Equities Fund Variable Annuities Nuveen S&P 500 Index Retire |
| College Retirement Equities Fund Variable Annuities Vanguard Explorer Adm |
| College Retirement Equities Fund Variable Annuities TIAA Access Nuv LifCyc 2055 T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Champlain Md Cp T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Lazard Intl Eq T4 |
| College Retirement Equities Fund Variable Annuities TIAA Access Vang Equity Inc T4 |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2060 Retire |
| College Retirement Equities Fund Variable Annuities MFS Value Fund Class R6 |
| College Retirement Equities Fund Variable Annuities JPMorgan Large Cap Growth R6 |
| College Retirement Equities Fund Variable Annuities American Cent MdCpVa Fd Cla R6 |
| College Retirement Equities Fund Variable Annuities MFS Intl Diversification Cl R6 |
| College Retirement Equities Fund Variable Annuities Vanguard Extended Mkt Idx Adm |
| College Retirement Equities Fund Variable Annuities Vanguard FTSE World Idx Adm |
| College Retirement Equities Fund Variable Annuities Nuveen Lifecycle 2065 Retire |
| College Retirement Equities Fund Variable Annuities American Funds New World R6 |
| College Retirement Equities Fund Variable Annuities Dodge & Cox Income Fund – Cl X |
| College Retirement Equities Fund Variable Annuities CREF Core Bond R4 |
| X COLLEGE RETIREMENT E TIAA TRADITIONAL BEN $ |
| X COLLEGE RETIREMENT E TIAA TRADITIONAL NON |
| X COLLEGE RETIREMENT E CREF STOCK R1 |
| X COLLEGE RETIREMENT E CREF SOCIAL CHOICE R |
| X COLLEGE RETIREMENT E CREF GLOBAL EQUITIES |
| X COLLEGE RETIREMENT E CREF GROWTH R1 |
| X COLLEGE RETIREMENT E CREF EQUITY INDEX R1 |
| X COLLEGE RETIREMENT E CREF INFLATION-LINKE |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV CORE |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV EQUI |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV INTL |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV LRG |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV LIFC |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV MID |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV RLES |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV SM C |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV QT S |
| X COLLEGE RETIREMENT E TIAA ACCESS NUV LGCP |
| X COLLEGE RETIREMENT E CREF CORE BOND R1 |
| COLLEGE RETIREMENT E NUVEEN LIFECYCLE |
| COLLEGE RETIREMENT E NUVEEN S&P 500 INDEX |
| COLLEGE RETIREMENT E VANGUARD EXPLORER AD |
| X COLLEGE RETIREMENT E TIAA ACCESS CHAMPLAI |
| X COLLEGE RETIREMENT E TIAA ACCESS LAZARD I |
| X COLLEGE RETIREMENT E TIAA ACCESS VANG EQU |
| COLLEGE RETIREMENT E MFS VALUE FUND CLASS |
| COLLEGE RETIREMENT E JPMORGAN LARGE CAP G |
| COLLEGE RETIREMENT E AMERICAN CENT MDCPVA |
| COLLEGE RETIREMENT E MFS INTL DIVERSIFICA |
| COLLEGE RETIREMENT E VANGUARD EXTENDED MK |
| COLLEGE RETIREMENT E VANGUARD FTSE WORLD |
| COLLEGE RETIREMENT E NUVEEN LIFECYCLE 206 $ |
| COLLEGE RETIREMENT E AMERICAN FUNDS NEW W |
| COLLEGE RETIREMENT E DODGE & COX INCOME F |
| X COLLEGE RETIREMENT E CREF CORE BOND R4 |
Investment model portfolios
We provide two types of investment model portfolios for HIGH MEADOWS SCHOOL, INC. 403(B) participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HIGH MEADOWS SCHOOL, INC. 403(B)