WYNRIGHT 401(K) PLAN AND TRUST Investment Options
Available Funds in WYNRIGHT 401(K) PLAN AND TRUST
Below is the lineup of investment options available to participants in WYNRIGHT 401(K) PLAN AND TRUST. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
| Investment Description |
|---|
| T. ROWE PRICE TRUST COMPANY SELF-DIRECTED BROKERAGE |
| T. ROWE PRICE TRUST COMPANY TRP STABLE VALUE FUND SCH N |
| T. ROWE PRICE TRUST COMPANY CAPITAL APPRECIATION FUND |
| T. ROWE PRICE TRUST COMPANY EQUITY INDEX 500 FUND |
| T. ROWE PRICE TRUST COMPANY GROWTH STOCK FUND |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2005 FUND |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2010 FUND |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2015 FUND |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2020 FUND |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2025 FUND |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2030 FUND |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2035 FUND |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2040 FUND |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2045 FUND |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2050 FUND |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2055 FUND |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2060 FUND |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2065 FUND |
| T. ROWE PRICE TRUST COMPANY SMALL-CAP STOCK FUND |
| T. ROWE PRICE TRUST COMPANY SMALL-CAPE VALUE FUND |
| T. ROWE PRICE TRUST COMPANY SPECTRUM INCOME FUND |
| T. ROWE PRICE TRUST COMPANY T ROWE PRICE RETIRE BAL INV |
| T. ROWE PRICE TRUST COMPANY QM US BOND INDEX FUND |
| THE VANGUARD GROUP VANGUARD DEVELOPED MARKETS INDEX FUND ADMIRAL |
| THE VANGUARD GROUP VANGUARD MID-CAP INDEX FUND INSTITUTIONAL |
| THE VANGUARD GROUP VANGUARD FEDERAL MONEY MARKET FUND |
| THE VANGUARD GROUP VANGUARD SMALL CAP INDEX FUND ADMIRAL |
| BAIRD BAIRD AGGREGATE BOND FUND INSTITUTIONAL |
| PUTNAM INVESTMENT MANAGEMENT LLC EQUITY INCOME FUND R6 |
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND R6 |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in WYNRIGHT 401(K) PLAN AND TRUST. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Get Key Insights for This Plan
Join our community and get data-driven insights about WYNRIGHT 401(K) PLAN AND TRUST. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
- Making Sense of Mixed Signals
- Nike’s 401(k) Match Is Dollar-for-Dollar, Even When the Swoosh Is Struggling
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching WYNRIGHT 401(K) PLAN AND TRUST
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
Related Plans
- 401K PROFIT SHARING PLAN OF CAROLINA TRACTOR & EQUIPMENT COMPANY (929 participants, $32,129,999)
- RAINBOW RENTALS, INC. 401K PROFIT SHARING PLAN (935 participants)
- THE PICTURE PEOPLE 401(K) PLAN (918 participants, $3,201,167)
- SUPER QUIK, INC. EMPLOYEE STOCK OWNERSHIP PLAN (901 participants, $16,800,330)
- LYMI INC 401(K) PROFIT SHARING PLAN & TRUST (966 participants, $16,548,408)