SAYRE SCHOOL 403(B) DC PLAN Investment Options

Available Funds in SAYRE SCHOOL 403(B) DC PLAN

Below is the lineup of investment options available to participants in SAYRE SCHOOL 403(B) DC PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.

When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.

Total Available Funds: 58
Investment Description
TIAA Traditional Non-Benefit Responsive Other Investments n/a
CREF Stock Other Investments n/a
Nuveen Lifecycle 2050 Other Investments n/a
Nuveen Lifecycle 2025 Other Investments n/a
CREF Equity Index Other Investments n/a
Nuveen Lifecycle 2040 Other Investments n/a
iShares S & P 500 Index Fund Other Investments n/a
Nuveen Lifecycle 2035 Other Investments n/a
Nuveen Lifecycle 2055 Other Investments n/a
CREF Global Equities Other Investments n/a
CREF Growth Other Investments n/a
CREF Social Choice Other Investments n/a
TIAA Access Lifecycle 2030 Other Investments n/a
Nuveen Lifecycle 2020 Other Investments n/a
American Funds New Perspective Other Investments n/a
Nuveen Lifecycle 2045 Other Investments n/a
iShares Rus 2000 Small Cap Index Other Investments n/a
CREF Core Bond Other Investments n/a
TIAA Access Lifecycle 2040 Other Investments n/a
Nuveen Lifecycle 2030 Other Investments n/a
Putnam Large Cap Value Fund Other Investments n/a
CREF Inflation-Linked Bond Other Investments n/a
AB Large Cap Value Fund Other Investments n/a
TIAA Access Lifecycle 2020 Other Investments n/a
American EuroPacific Growth Other Investments n/a
TIAA Traditional Benefit Responsive Other Investments n/a
TIAA Access International Equity Other Investments n/a
TIAA Access Large-Cap Value Other Investments n/a
TIAA Access Lifecycle 2035 Other Investments n/a
iShares Russell 2000 Small Cap Index Other Investments n/a
Baird Aggregrate Bond Other Investments n/a
TIAA Access Mid-Cap Value Other Investments n/a
BlackRock M-C Growth Equity Other Investments n/a
TIAA Access Small Cap Equity Other Investments n/a
Parnassus Core Equity Other Investments n/a
TIAA Access Equity Index Other Investments n/a
TIAA Access Social Choice Equity Other Investments n/a
Nuveen Lifecycle 2060 Other Investments n/a
Allspring Spec Mid Cap Value Other Investments n/a
TIAA Access Large-Cap Growth Other Investments n/a
Nuveen Lifecycle 2015 Other Investments n/a
TIAA Access Small Cap Blend Index Other Investments n/a
TIAA Access Lifecycle 2045 Other Investments n/a
TIAA Access Lifecycle 2025 Other Investments n/a
TIAA Access Bond Plus Other Investments n/a
TIAA Access Mid-Cap Growth Other Investments n/a
PIMCO Income Fund Institutional Other Investments n/a
Vanguard Inflation Protected Securites Other Investments n/a
TIAA Access Core Equity Other Investments n/a
Janus Henderson Triton Other Investments n/a
TIAA Access Lifecycle 2050 Other Investments n/a
Delaware Small Cap Value Other Investments n/a
PIMCO International Bond Other Investments n/a
TIAA Access Lifecycle 2055 Other Investments n/a
TIAA Access Lifecycle 2015 Other Investments n/a
TIAA Access Lifecycle 2060 Other Investments n/a
TIAA-CREF Core Impact Bond Other Investments n/a
Nuveen Lifecycle 2065 Other Investments n/a

Click to view the investment model portfolios of this plan ►

How to Build a Smart Portfolio in Your 401(k)

Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:

  1. Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
  2. Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
  3. Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
  4. Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
  5. Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.

Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.

Model Asset Allocation Portfolios

Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in SAYRE SCHOOL 403(B) DC PLAN. See Asset Allocation Portfolio Templates for a detailed guide.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Four Core Asset Portfolio 4.74% 18.86% 12.42% 5.72% 8.01% 7.30% 6.92% … …
Five Core Asset Portfolio 4.70% 18.79% 12.38% 5.55% 7.97% 7.19% 6.94% … …
Three Core Asset Portfolio 4.57% 19.80% 13.11% 6.19% 8.52% 7.64% 7.10% … …
Two Core Asset Portfolio 3.87% 19.18% 13.68% 6.85% 9.34% 8.84% 7.95% … …
Yale Endowment Template 5.35% 17.45% 11.87% 5.56% 8.33% 7.96% 7.55% … …
S&P 500 Index 5.96% 30.43% 21.65% 12.98% 15.09% 13.73% 10.93% … …
Data as of 05/01/2026, Common starting date is 12/31/2000

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