PAX8 401(K) PLAN Investment Options

Available Funds in PAX8 401(K) PLAN

Below is the lineup of investment options available to participants in PAX8 401(K) PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.

When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.

Total Available Funds: 70
Investment Description
Voya Voya Index Solution 2055 Portfolio Z
Voya Voya Index Solution 2060 Portfolio Z
Voya Voya Index Solution 2050 Portfolio Z
Voya Voya Index Solution 2045 Portfolio Z
Voya Vanguard 500 Index Fund Adm
Voya Voya Index Solution 2040 Portfolio Z
Voya AB Large Cap Growth Fund Z
Voya Voya Index Solution 2035 Portfolio Z
Voya Voya Index Solution 2025 Portfolio Z
Voya Voya Index Solution 2030 Portfolio Z
Voya Voya Index Solution 2065 Portfolio Z
Voya Vanguard Balanced Index Fund Adm
Voya American Funds New Perspective R6
Voya Vanguard Mid-Cap Index Fund Adm
Voya Voya T. Rowe Price Diversified Mid Cap Growth Portfolio R6
Voya Fidelity Advisor Tech Fund Z
Voya Invesco Small Cap Equity Fund R6
Voya Invesco Small Cap Value Fund R6
Voya PGIM High Yield Fund R6
Voya DFA Intl Core Equity Port Inst
Voya Voya T. Rowe Price Capital Appreciation Portfolio R6
Voya Victory Short-Term Bond Fund Inst
Voya MFS Value Fund R6
Voya JPMorgan US Val Fund R6
Voya Vanguard International Growth Fund Adm
Voya PIMCO Income Fund – Institutional Class
Voya T. Rowe Price Dividend Growth Fund – Class I
Voya Voya Index Solution Income Portfolio Z
Voya Putnam Small Cap Growth Fund R6
Voya DFA Inflation – Protected Securities Portfolio – Institutional Class
Voya American Funds New World R6
Voya Vanguard International High Dividend Yield Index Fund Adm
Voya Columbia Sel Mid Cap Value I3
Voya PIMCO GNMA and Gov Securities Ins
Voya Dodge & Cox Global Bond Fund X
Voya Janus Henderson Global Equity Income Fund – Class N
Voya Voya Gov Money Mkt Fund A (Hold Acct)
Voya Voya Fixed Account
Participants 9.50 percent –
Voya AB Large Cap Grw Fnd Z
Voya American Funds Nw Prspctv R6
Voya DFA Infl-Prot Sec Port Ins
Voya DFA Intl Core Eq 2-Inst
Voya Invesco Small Cap Eqty Fnd R6
Voya Invesco Small Cap Value Fd R6
Voya JPMorgan US Val Fd R6
Voya Janus Hndr Glbl Eqty Inc Fnd N
Voya PIMCO GNMA Fund Ins
Voya PIMCO Income Fund Ins
Voya Putnam Small Cap Growth Fnd R6
Voya TRwPr Dividend Growth Fund I
Voya VY TRwPr Cap Apprec Port R6
Voya VY TRwPr Divr MdCp Gr Pt R6
Voya Vangrd 500 Index Fund Adm
Voya Vangrd Balanced Index Fnd Adm
Voya Vangrd Int Hg Dv Yld Id Fd Adm
Voya Vangrd Intl Grw Fnd Adm
Voya Vangrd Mid-Cap Index Fund Adm
Voya Victory Short-Term Bond Ins
Voya Voya Gv Mny Mkt F A
Voya Voya Index Solution 2025 P Z
Voya Voya Index Solution 2030 P Z
Voya Voya Index Solution 2035 P Z
Voya Voya Index Solution 2040 P Z
Voya Voya Index Solution 2045 P Z
Voya Voya Index Solution 2050 P Z
Voya Voya Index Solution 2055 P Z
Voya Voya Index Solution 2060 P Z
Voya Voya Index Solution 2065 P Z
Voya Voya Index Solution Inc P Z

How to Build a Smart Portfolio in Your 401(k)

Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:

  1. Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
  2. Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
  3. Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
  4. Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
  5. Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.

Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.

Model Asset Allocation Portfolios

Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in PAX8 401(K) PLAN. See Asset Allocation Portfolio Templates for a detailed guide.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Four Core Asset Portfolio 4.74% 18.86% 12.42% 5.72% 8.01% 7.30% 6.92%
Five Core Asset Portfolio 4.70% 18.79% 12.38% 5.55% 7.97% 7.19% 6.94%
Three Core Asset Portfolio 4.57% 19.80% 13.11% 6.19% 8.52% 7.64% 7.10%
Two Core Asset Portfolio 3.87% 19.18% 13.68% 6.85% 9.34% 8.84% 7.95%
Yale Endowment Template 5.35% 17.45% 11.87% 5.56% 8.33% 7.96% 7.55%
S&P 500 Index 5.96% 30.43% 21.65% 12.98% 15.09% 13.73% 10.93%
Data as of 05/01/2026, Common starting date is 12/31/2000

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