OPERATING ENGINEERS LOCAL NO 37 SEVERANCE & ANNUITY FUND Investment Options
Available Funds in OPERATING ENGINEERS LOCAL NO 37 SEVERANCE & ANNUITY FUND
Below is the lineup of investment options available to participants in OPERATING ENGINEERS LOCAL NO 37 SEVERANCE & ANNUITY FUND. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
Total Available Funds: 329
| Investment Description |
|---|
| OPERATING ENGINEERS LOCAL |
| F H L M C MULTICLASS MTG PARTN Bonds 07/25/2048 6.000% 61,306 6 1,306 |
| F H L M C PARTN CERT Bonds 09/01/2053 6.000% 87,432 8 6,640 |
| F N M A Bonds 08/28/2025 4.130% 100,000 1 00,000 |
| F N M A PARTN CERT Bonds 07/01/2041 4.500% 6,203 6 ,604 |
| F N M A PARTN CERT UMBS Bonds 07/01/2038 4.000% 121,183 1 |
| FEDERAL FARM CREDIT BKS Bonds 07/20/2032 4.980% 100,000 1 00,000 |
| FEDERAL FARM CREDIT BKS Bonds 03/23/2032 3.300% 105,000 1 05,000 |
| FEDERAL FARM CREDIT BKS Bonds 05/17/2032 4.300% 80,000 8 0,000 |
| FEDERAL HOME LOAN BKS Bonds 02/26/2031 1.150% 115,000 1 15,000 |
| FEDERAL HOME LOAN BKS Bonds 03/23/2026 1.000% 112,125 1 |
| FEDERAL HOME LOAN BKS Bonds 03/17/2031 VAR 165,000 1 |
| FEDERAL HOME LOAN BKS Bonds 07/07/2031 1.250% 100,000 1 00,000 |
| FEDERAL HOME LOAN BKS Bonds 10/25/2026 1.150% 110,000 1 |
| FEDERAL HOME LOAN BKS Bonds 11/23/2026 1.500% 135,000 1 |
| FEDERAL HOME LOAN BKS Bonds 01/27/2032 2.000% 165,000 1 |
| FEDERAL HOME MORTGAGE CORP POOL Bonds 11/01/2044 4.500% 203,273 1 |
| FEDERAL NATL MTGE ASSN POOL #CB5384 Bonds 12/01/2052 4.500% 159,368 1 |
| SMALL BUSINESS ADMINSTRATION Bonds 01/01/2038 2.920% 53,230 5 |
| U S TREASURY Notes 01/15/2028 1.750% 165,739 1 |
| U S TREASURY Notes 04/15/2027 0.130% 162,104 1 |
| U S TREASURY Notes 01/15/2033 1.130% 323,202 3 |
| U S TREASURY NOTE Notes 03/31/2025 2.630% 775,000 7 |
| U S TREASURY NOTE Notes 05/15/2027 2.380% 295,000 2 |
| U S TREASURY NOTE Notes 09/30/2026 1.630% 725,000 7 |
| U S TREASURY NOTE Notes 05/15/2030 0.630% 160,000 1 |
| U S TREASURY NOTE Notes 11/30/2025 0.380% 115,000 1 |
| U S TREASURY NOTE Notes 02/15/2031 1.130% 420,000 3 |
| U S TREASURY NOTE Notes 08/31/2028 1.130% 410,000 3 |
| U S TREASURY NOTE Notes 11/15/2031 1.380% 625,000 5 |
| U S TREASURY NOTE Notes 06/30/2029 3.250% 400,000 3 |
| U S TREASURY NOTE Notes 08/15/2032 2.750% 415,000 3 |
| U S TREASURY NOTE Notes 11/15/2033 4.500% 525,000 5 |
| U S TREASURY NOTE Notes 05/15/2034 4.380% 55,000 |
| ACCENTURE CAPITAL INC SR NT Bonds 10/04/2027 3.900% 45,000 4 4,942 |
| AMGEN INC Bonds 03/02/2033 5.250% 145,000 1 |
| ANHEUSER BUSCH INBEV WLDW INC SR NT Bonds 06/01/2030 3.500% 50,000 5 1,118 |
| ANTHEM INC Bonds 12/01/2027 3.650% 140,000 1 |
| ARES CAPITAL CORPORATION Bonds 01/15/2026 3.880% 130,000 1 |
| BANK OF AMERICA CORP Bonds 02/05/2026 VAR 120,000 1 |
| BK OF AMERICA CORP Bonds 11/10/2028 6.200% 85,000 8 |
| BLACKROCK FUNDING Bonds 03/14/2029 4.700% 90,000 8 |
| BLACKROCK FUNDING INC Bonds 07/26/2027 4.600% 25,000 2 |
| COMCAST CORP Bonds 10/15/2028 4.150% 215,000 2 |
| COMCAST CORP Bonds 10/15/2030 4.250% 145,000 1 |
| CVS HEALTH CORP Bonds 08/15/2029 3.250% 160,000 1 |
| DUKE ENERGY CAROLINAS LLC Bonds 01/15/2034 4.850% 195,000 1 |
| EXTRA SPACE STORAGE LP Bonds 10/15/2030 2.200% 115,000 1 |
| FMC CORP Bonds 10/01/2029 3.450% 75,000 7 |
| FMC CORP Bonds 05/18/2026 5.150% 75,000 7 |
| FYBR Bonds 08/20/2053 6.600% 95,000 9 |
| GENERAL MOTORS FINL CO Bonds 01/17/2029 5.650% 70,000 7 |
| GEORGIA PWR CO SR Bonds 02/23/2027 5.000% 85,000 8 |
| GOLDMAN SACHS GROUP INC Bonds 06/05/2028 3.690% 230,000 2 |
| GS MORTGAGE BACKED SECURITIES Bonds 10/27/2053 VAR 99,069 9 |
| GS MTG BCD SECS Bonds 01/25/2054 VAR 111,359 1 |
| HEALTHPEAK PROPERTIES INC Bonds 01/15/2031 2.880% 75,000 7 |
| HEWLETT PACKARD ENTERPRISE CO SR NT Bonds 10/15/2034 5.000% 95,000 9 |
| INTERCONTINENTAL EXCHANGE INC Bonds 03/15/2033 4.600% 65,000 6 |
| JBS USA LUX S A JBS USA FOOD Bonds 02/01/2028 5.130% 150,000 1 |
| JEFFERIES FIN GROUP INC Bonds 04/14/2034 6.200% 80,000 7 |
| JEFFERIES FINANCIAL GROUP INC Bonds 07/21/2028 5.880% 60,000 5 |
| JP MORGAN MORTGAGE TRUST Bonds 04/25/2054 VAR 19,333 1 |
| JPMORGAN CHASE CO Bonds 12/05/2029 4.450% 135,000 1 |
| JPMORGAN CHASE CO Bonds 02/24/2026 VAR 170,000 1 |
| LINCOLN NATIONAL CORP Bonds 01/15/2031 3.400% 65,000 6 |
| MERRILL LYNCH & CO Bonds 09/15/2026 VAR 95,000 8 |
| MORGAN STANLEY Bonds 04/20/2028 4.210% 100,000 9 |
| MORGAN STANLEY FR Bonds 04/28/2026 2.190% 150,000 1 |
| MORGAN STANLEY SR Bonds 04/18/2030 5.660% 95,000 9 |
| OBX TRUST Bonds 11/25/2053 6.000% 96,664 9 5,067 |
| ORACLE CORP Bonds 11/09/2032 6.250% 85,000 8 5,405 |
| OWL ROCK CAPITAL CORPORATION SR NT Bonds 07/15/2026 3.400% 135,000 1 |
| PHILIP MORRIS INTL INC Bonds 09/07/2033 5.630% 80,000 7 8,226 |
| PHILIP MORRIS INTL INC SR NT Bonds 02/13/2034 5.250% 150,000 1 |
| PNC FINL SVCS GROUP INC Bonds 01/21/2028 5.300% 105,000 1 |
| PRECISION CASTPARTS CORP Bonds 06/15/2025 3.250% 60,000 6 3,870 |
| ROCKWELL AUTOMATION Bonds 03/01/2029 3.500% 120,000 1 |
| SAFEHOLD OPER PARTNERSHIP L P Bonds 06/15/2031 2.800% 160,000 1 |
| SAFEHOLD OPER PARTNERSHIP L P Bonds 01/15/2032 2.850% 115,000 1 12,730 |
| SIMON PROPERTY GROUP LP Bonds 09/01/2025 3.500% 55,000 5 9,244 |
| SIMON PROPERTY GROUP LP Bonds 09/13/2029 2.450% 215,000 2 |
| TRACTOR SUPPLY CO Bonds 05/15/2033 5.250% 65,000 6 4,779 |
| VERIZON COMMUNICATIONS INC Bonds 03/21/2031 2.550% 145,000 1 |
| VIRGINIA ELEC POWER CO Bonds 03/15/2027 3.500% 90,000 9 2,716 |
| VIRGINIA ELEC POWER CO Bonds 08/15/2034 5.050% 35,000 3 4,915 |
| WALT DISNEY COMPANY THE Bonds 11/15/2026 3.380% 110,000 1 |
| WARNERMEDIA HLDGS INC Bonds 03/15/2027 3.760% 170,000 |
| 3M CO Equity N/A N/A 122 1 3,746 |
| A A R CORP Equity N/A N/A 1,044 7 5,201 |
| ABBVIE INC Equity N/A N/A 219 2 7,897 |
| ABERCROMBIE FITCH CO CL A Equity N/A N/A 455 5 2,213 |
| ACUITY INC Equity N/A N/A 51 6 ,834 |
| AECOM Equity N/A N/A 1,014 4 |
| AERCAP HOLDINGS NV Equity N/A N/A 524 5 0,443 |
| AGCO CORP Equity N/A N/A 175 1 5,681 |
| AGREE REALTY CORP Equity N/A N/A 971 6 5,622 |
| AIR LEASE CORP Equity N/A N/A 1,767 8 5,508 |
| ALIGHT INC Equity N/A N/A 5,676 5 5,166 |
| ALLISON TRANSMISSION HOLDINGS Equity N/A N/A 151 6 ,162 |
| ALLY FINANCIAL INC Equity N/A N/A 1,483 62,067 |
| ALPHABET INC CL A Equity N/A N/A 508 8 9,061 |
| AMCOR PLC ORD Equity N/A N/A 853 9 ,385 |
| AMDOCS LTD Equity N/A N/A 1,034 8 7,282 |
| AMERIPRISE FINL INC Equity N/A N/A 94 2 1,803 |
| AMPHENOL CORP CL A Equity N/A N/A 1,207 7 6,531 |
| ANTERO RESOURCES CORP Equity N/A N/A 1,329 4 2,022 |
| API GROUP CORP Equity N/A N/A 3,430 7 |
| APPLE INC COM Equity N/A N/A 367 4 7,120 |
| ARCOSA INC Equity N/A N/A 1,327 3 |
| ARISTA NETWORKS INC Equity N/A N/A 916 2 |
| ATKORE INC COM Equity N/A N/A 181 2 0,812 |
| AUTOLIV INC Equity N/A N/A 162 1 3,639 |
| AVANTOR INC Equity N/A N/A 3,755 7 9,914 |
| BAKER HUGHES COMPANY Equity N/A N/A 656 1 7,772 |
| BATH BODY WORKS INC COM Equity N/A N/A 2,483 1 06,987 |
| BEACON ROOFING SUPPLY INC Equity N/A N/A 1,324 |
| BERRY GLOBAL GROUP INC Equity N/A N/A 131 6 ,662 |
| BIO RAD LABS INC CL A Equity N/A N/A 120 3 9,203 |
| BIOGEN INC Equity N/A N/A 249 |
| BLOCK H R INC Equity N/A N/A 1,156 7 4,375 |
| BOISE CASCADE CO Equity N/A N/A 115 1 |
| BOOT BARN HOLDINGS INC Equity N/A N/A 570 7 4,463 |
| BOOZ ALLEN HAMILTON HOLDING Equity N/A N/A 700 8 1,745 |
| BORGWARNER INC COM Equity N/A N/A 463 1 5,985 |
| BP PLC SPON A D R Equity N/A N/A 869 2 9,239 |
| BRISTOL MYERS SQUIBB CO Equity N/A N/A 692 3 2,410 |
| BUILDERS FIRSTSOURCE INC Equity N/A N/A 56 5 ,956 |
| CADENCE DESIGN SYS INC Equity N/A N/A 293 3 6,205 |
| CARDINAL HEALTH INC Equity N/A N/A 325 3 6,431 |
| CARLISLE COS INC Equity N/A N/A 35 5 ,492 |
| CARNIVAL CORP Equity N/A N/A 2,702 6 7,206 |
| CASEYS GEN STORES INC Equity N/A N/A 152 3 6,790 |
| CENCORA INC Equity N/A N/A 180 2 3,729 |
| CENTENE CORP Equity N/A N/A 660 4 9,926 |
| CF INDS HLDGS INC COM Equity N/A N/A 101 8 ,203 |
| CHART INDS INC Equity N/A N/A 511 4 3,206 |
| CHECK POINT SOFTWARE TECH LTD Equity N/A N/A 428 6 7,676 |
| CHEMED CORP Equity N/A N/A 233 1 |
| CHURCHILL DOWNS INC Equity N/A N/A 918 4 |
| CISCO SYSTEMS INC Equity N/A N/A 1,516 8 6,075 |
| CITIGROUP INC Equity N/A N/A 803 4 0,560 |
| CLEAN HBRS INC Equity N/A N/A 497 8 |
| COLLIERS INTERNATIONAL GROUP Equity N/A N/A 827 |
| COMMERCIAL METALS CO COM Equity N/A N/A 151 6 ,394 |
| CONCENTRIX CORP Equity N/A N/A 1,193 8 0,196 |
| CORE MAIN INC CL A Equity N/A N/A 1,378 5 2,883 |
| CORE MAIN INC CL A Equity N/A N/A 290 1 1,268 |
| CRANE NXT CO Equity N/A N/A 1,218 5 3,727 |
| CSX CORP Equity N/A N/A 477 1 6,276 |
| CUMMINS INC COM Equity N/A N/A 43 6 ,862 |
| DANA INCORPORATED Equity N/A N/A 5,781 7 0,966 |
| DAVITA INC Equity N/A N/A 244 2 3,608 |
| DECKERS OUTDOOR CORP Equity N/A N/A 314 2 8,617 |
| DICKS SPORTING GOODS INC Equity N/A N/A 331 5 4,684 |
| DOMINION ENERGY INC Equity N/A N/A 325 1 7,109 |
| DOVER CORP Equity N/A N/A 85 8 ,212 |
| EAGLE MATERIALS INC Equity N/A N/A 531 5 |
| EASTMAN CHEM CO Equity N/A N/A 98 8 ,074 |
| EMCOR GROUP INC Equity N/A N/A 34 2 ,711 |
| EMERSON ELECTRIC CO Equity N/A N/A 121 8 ,208 |
| EQUITABLE HLDGS INC Equity N/A N/A 1,095 5 0,243 |
| EVERGY INC Equity N/A N/A 272 1 6,709 |
| EXPAND ENERGY CORPORATION Equity N/A N/A 270 2 2,152 |
| EXPEDIA INC Equity N/A N/A 501 7 3,751 |
| F5 INC Equity N/A N/A 363 7 8,419 |
| FABRINET Equity N/A N/A 393 9 5,150 |
| FEDERAL AGRIC MTG CORP CL C Equity N/A N/A 398 6 6,184 |
| FIDELITY NATIONAL FINANCIAL INC Equity N/A N/A 859 37,250 |
| FIRST ENERGY CORP Equity N/A N/A 416 1 7,246 |
| FIVE9 INC Equity N/A N/A 2,061 8 8,158 |
| FLUOR CORP NEW COM Equity N/A N/A 1,099 6 1,133 |
| FORTINET INC Equity N/A N/A 942 5 3,273 |
| FOX CORP CLASS B Equity N/A N/A 1,445 6 3,260 |
| GARMIN LTD SHS Equity N/A N/A 316 5 5,614 |
| GARTNER INC Equity N/A N/A 182 5 7,674 |
| GENTEX CORP COM Equity N/A N/A 527 1 3,147 |
| GENUINE PARTS COMPANY Equity N/A N/A 114 14,367 |
| GFL ENVIRONMENTAL INC SUB VT Equity N/A N/A 2,063 7 2,681 |
| GILEAD SCIENCES INC Equity N/A N/A 413 3 0,791 |
| GOLDMAN SACHS GROUP INC Equity N/A N/A 96 3 4,160 |
| HALLIBURTON CO Equity N/A N/A 967 3 6,630 |
| HCA HEALTHCARE INC COM Equity N/A N/A 109 3 0,251 |
| HEALTHEQUITY INC Equity N/A N/A 1,079 8 |
| HERC HOLDINGS INC Equity N/A N/A 485 3 9,544 |
| HOLOGIC INC Equity N/A N/A 537 3 9,631 |
| HOME BANCSHARES INC Equity N/A N/A 3,584 7 |
| HUNT J B TRANS SVCS INC Equity N/A N/A 488 37,103 |
| ICON PLC Equity N/A N/A 453 3 3,514 |
| INGERSOLL RAND INC COM Equity N/A N/A 694 2 1,593 |
| INGREDION INC Equity N/A N/A 62 5 ,965 |
| INTAPP INC COM Equity N/A N/A 1,438 5 2,857 |
| INTERNATIONAL SEAWAYS INC COM Equity N/A N/A 1,293 21,357 |
| INTUIT COM Equity N/A N/A 132 6 3,234 |
| ITT CORP NEW Equity N/A N/A 1,047 9 |
| JACKSON FINANCIAL INC COM CL A Equity N/A N/A 575 48,379 |
| JACOBS SOLUTIONS INC Equity N/A N/A 114 |
| JAZZ PHARMACEUTICALS PLC Equity N/A N/A 1,123 |
| JAZZ PHARMACEUTICALS PLC Equity N/A N/A 329 36,976 |
| K B HOME Equity N/A N/A 924 6 0,960 |
| KADANT INC Equity N/A N/A 339 1 |
| KBR INC Equity N/A N/A 1,161 7 2,917 |
| KLA CORP COM NEW Equity N/A N/A 131 6 0,961 |
| KNIGHT SWIFT TRANSN HLDGS INC CL A Equity N/A N/A 297 16,932 |
| KORN FERRY INTL Equity N/A N/A 1,410 6 9,258 |
| LABCORP HOLDINGS INC COM SHS Equity N/A N/A 165 3 3,033 |
| LANTHEUS HLDGS INC Equity N/A N/A 1,066 8 5,210 |
| LEAR CORP Equity N/A N/A 146 1 8,177 |
| LEIDOS HOLDINGS INC COM Equity N/A N/A 616 9 1,438 |
| LITHIA MOTORS INC CL A Equity N/A N/A 230 7 1,964 |
| LITHIA MOTORS INC CL A Equity N/A N/A 177 6 4,533 |
| LITTELFUSE INC Equity N/A N/A 324 6 4,535 |
| LIVE OAK BANCSHARES INC Equity N/A N/A 1,393 5 4,459 |
| LOCKHEED MARTIN CORP COM Equity N/A N/A 187 $ 9 |
| LOUISIANA PAC CORP Equity N/A N/A 81 |
| LYONDELLBASELL INDUSTRIES N V SHS A Equity N/A N/A 108 9 ,153 |
| MASCO CORP COM Equity N/A N/A 204 8 ,803 |
| MATSON INC Equity N/A N/A 99 1 6,074 |
| MCKESSON CORP COM Equity N/A N/A 72 1 9,341 |
| MERITAGE HOMES CORPORATION Equity N/A N/A 355 6 7,207 |
| META PLATFORMS INC Equity N/A N/A 151 7 4,264 |
| METLIFE INC Equity N/A N/A 599 3 5,628 |
| MICROSOFT CORP COM Equity N/A N/A 198 8 0,034 |
| MOLINA HEALTHCARE INC Equity N/A N/A 127 4 0,466 |
| MOLSON COORS BEVERAGE COMPANY Equity N/A N/A 635 3 8,166 |
| MOOG INC CLASS A Equity N/A N/A 580 6 |
| MUELLER INDS INC Equity N/A N/A 183 7 ,145 |
| MURPHY OIL CORP Equity N/A N/A 792 2 9,690 |
| MURPHY USA INC W I Equity N/A N/A 118 35,889 |
| NETAPP INC COM Equity N/A N/A 687 6 1,264 |
| NEXSTAR MEDIA GROUP INC Equity N/A N/A 471 5 4,955 |
| NOMAD FOODS LTD Equity N/A N/A 5,926 1 10,008 |
| NORTHERN OIL AND GAS INC MN Equity N/A N/A 1,512 49,131 |
| NORTHROP GRUMMAN CORPORATION Equity N/A N/A 199 101,868 |
| NORWEGIAN CRUISE LINE HLDG LTD SHS Equity N/A N/A 2,324 6 4,164 |
| NRG ENERGY INC COM NEW Equity N/A N/A 186 9 ,271 |
| NUCOR CORP Equity N/A N/A 65 7 ,337 |
| O G E ENERGY CORP Equity N/A N/A 403 1 4,482 |
| OPTION CARE HEALTH INC Equity N/A N/A 3,576 |
| OSHKOSH CORPORATION Equity N/A N/A 158 1 6,127 |
| OVINTIV INC Equity N/A N/A 668 3 1,313 |
| OWENS CORNING INC Equity N/A N/A 47 4 ,483 |
| PACKAGING CORP AMERICA Equity N/A N/A 409 48,292 |
| PACKAGING CORP AMERICA Equity N/A N/A 39 |
| PAGERDUTY INC Equity N/A N/A 1,833 3 8,940 |
| PARKER HANNIFIN CORP Equity N/A N/A 25 |
| PARSONS CORP Equity N/A N/A 949 8 7,734 |
| PAYCHEX INC Equity N/A N/A 596 6 9,292 |
| PFIZER INC Equity N/A N/A 1,511 4 2,715 |
| PG E CORP Equity N/A N/A 824 1 7,357 |
| PHILIP MORRIS INTL Equity N/A N/A 334 3 0,488 |
| PINNACLE WEST CAP CORP Equity N/A N/A 189 14,033 |
| PINTEREST INC CL A Equity N/A N/A 2,476 7 4,817 |
| POST HOLDINGS INC Equity N/A N/A 1,165 9 |
| POST HOLDINGS INC Equity N/A N/A 321 2 8,751 |
| PPL CORPORATION Equity N/A N/A 510 1 4,732 |
| PROSPERITY BANCSHARES INC Equity N/A N/A 1,199 7 2,657 |
| PRUDENTIAL FINANCIAL INC Equity N/A N/A 400 43,387 |
| PULTE GROUP INC COM Equity N/A N/A 793 3 5,139 |
| QUEST DIAGNOSTICS INC Equity N/A N/A 245 $ 3 |
| REGIONS FINL CORP Equity N/A N/A 2,124 3 7,763 |
| RELIANCE INC Equity N/A N/A 299 2 0,582 |
| RELIANCE INC Equity N/A N/A 32 4 ,286 |
| ROIVANT SCIENCES LTD SHS Equity N/A N/A 8,158 8 7,610 |
| ROYAL CARIBBEAN GROUP COM Equity N/A N/A 286 2 4,975 |
| RYDER SYSTEM INC Equity N/A N/A 95 8 ,660 |
| SENSATA TECHNOLOGIES HOLDING Equity N/A N/A 1,995 |
| SHELL PLC SPON A D R Equity N/A N/A 408 2 3,262 |
| SKECHERS U S A INC Equity N/A N/A 1,543 5 |
| SM ENERGY CO Equity N/A N/A 653 2 5,967 |
| SNAP ON INC Equity N/A N/A 47 9 ,920 |
| SOMNIGROUP INTERNATIONAL INC Equity N/A N/A 1,155 57,068 |
| SONOCO PRODS CO Equity N/A N/A 178 9 ,870 |
| SS C TECHNOLOGIES HLDGS INC COM Equity N/A N/A 1,649 1 |
| STATE STR CORP Equity N/A N/A 544 3 9,502 |
| STEEL DYNAMICS INC Equity N/A N/A 66 4 ,426 |
| SYNCHRONY FINANCIAL Equity N/A N/A 842 28,208 |
| SYNNEX CORP Equity N/A N/A 1,143 8 |
| SYNOVUS FINANCIAL CORP Equity N/A N/A 960 34,788 |
| T MOBILE US INC Equity N/A N/A 73 7 ,566 |
| TALEN ENERGY CORP COM Equity N/A N/A 636 4 |
| TAYLOR MORRISON HOME CORP A Equity N/A N/A 1,018 6 0,338 |
| TECHNIPFMC PLC Equity N/A N/A 2,841 8 7,506 |
| TELEPHONE AND DATA SYSTEMS INC Equity N/A N/A 3,565 |
| TENET HEALTHCARE CORP Equity N/A N/A 628 3 8,025 |
| TENET HEALTHCARE CORP Equity N/A N/A 275 2 5,144 |
| THE CIGNA GROUP Equity N/A N/A 117 2 9,613 |
| TIDEWATER INC NEW COM Equity N/A N/A 987 4 7,053 |
| TIMKEN CO Equity N/A N/A 202 1 6,237 |
| TRANSUNION Equity N/A N/A 1,047 7 1,262 |
| TRAVEL PLUS LEISURE CO COM Equity N/A N/A 1,935 6 |
| TRINET GROUP INC Equity N/A N/A 164 1 7,606 |
| TTM TECHNOLOGIES Equity N/A N/A 3,030 5 4,740 |
| UFP INDUSTRIES INC COM Equity N/A N/A 841 4 9,469 |
| UFP INDUSTRIES INC COM Equity N/A N/A 68 6 ,065 |
| UFP TECHNOLOGIES INC Equity N/A N/A 237 3 8,004 |
| UGI CORP Equity N/A N/A 1,478 4 0,229 |
| UGI CORP Equity N/A N/A 604 1 6,101 |
| UNITED PARCEL SERVICE INC CL B Equity N/A N/A 123 1 5,880 |
| UNITED RENTALS INC COM Equity N/A N/A 19 |
| UNITED THERAPEUTICS CORP Equity N/A N/A 302 7 |
| UNITED THERAPEUTICS CORP Equity N/A N/A 105 2 5,477 |
| UNUM GROUP Equity N/A N/A 747 3 1,652 |
| US CELLULAR CORP Equity N/A N/A 1,660 $ 4 |
| VISTRA ENERGY CORP Equity N/A N/A 1,114 2 |
| VISTRA ENERGY CORP Equity N/A N/A 118 5 ,298 |
| VONTIER CORPORATION COM Equity N/A N/A 2,956 9 |
| VONTIER CORPORATION COM Equity N/A N/A 416 1 3,082 |
| WEATHERFORD INTL PLC Equity N/A N/A 1,520 |
| WELLS FARGO CO NEW COM Equity N/A N/A 742 2 8,067 |
| WESTERN ALLIANCE BANCORPORATION Equity N/A N/A 1,434 |
| WESTERN DIGITAL CORP COM Equity N/A N/A 1,824 |
| WESTERN UN CO COM Equity N/A N/A 3,522 4 3,187 |
| WESTLAKE CORPORATION Equity N/A N/A 70 6 ,777 |
| WEX INC COM Equity N/A N/A 575 4 |
| WR BERKLEY CORP Equity N/A N/A 1,353 5 5,678 |
| XCEL ENERGY INC COM Equity N/A N/A 248 1 5,744 |
| ZIONS BANCORPORATION N A COM Equity N/A N/A 979 |
| RBC GAM INTERNATIONAL FUND 103-12 N/A N/A 46,188 |
| RUSSELL 1000 GROWTH INDEX LENDING CCT N/A N/A 2,818 |
| GROSVENOR INSTITUTIONAL PARTNERS LP N/A N/A 5,725 |
| CORBIN ERISA OPPORTUNITY FUND LP N/A N/A – |
| HAMILTON LANE SEC FEEDER FD, IV-A LP N/A N/A – |
| HAMILTON LANE SEC FEEDER FD, V-A LP N/A N/A – |
| HAMILTON LANE SEC FEEDER FD, VI-B LP N/A N/A – |
| LANDMARK EQUITY PARTNERS XVI OFFSHO LP N/A N/A – |
| BOYD WATTERSON STATE GOVT FUND, LP LP N/A N/A 4,780 |
| SIERRA FRANKLIN EAFE PLUS EQUITY TRUST LP N/A N/A 155,824 |
| LOOMIS SAYLES HY CONSERVATIVE TRUST LP N/A N/A 261,820 |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in OPERATING ENGINEERS LOCAL NO 37 SEVERANCE & ANNUITY FUND. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Data as of 05/01/2026, Common starting date is 12/31/2000
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Puzzled on what to invest?
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- We monitor and send timely rebalance emails on what investment funds to buy and sell
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