NEBRASKA PEDIATRIC PRACTICE, INC. SECTION 403(B) RETIREMENT PLAN Investment Options
Available Funds in NEBRASKA PEDIATRIC PRACTICE, INC. SECTION 403(B) RETIREMENT PLAN
Below is the lineup of investment options available to participants in NEBRASKA PEDIATRIC PRACTICE, INC. SECTION 403(B) RETIREMENT PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
| Investment Option List |
|---|
| Vanguard Target Retirement 2050 Fund N/A (VFIFX) |
| Vanguard Institutional Index Fund N/A |
| Vanguard Target Retirement 2040 Fund N/A (VFORX) |
| Vanguard Target Retirement 2045 Fund N/A (VTIVX) |
| Vanguard Extended Market Index Fund N/A (VEXMX) |
| Vanguard Target Retirement 2030 Fund N/A (VTHRX) |
| Dodge & Cox Dodge & Cox Stock Fund Class X N/A (DODFX) |
| Dodge & Cox Dodge & Cox Income Fund Class X N/A (DODIX) |
| Vanguard Target Retirement 2035 Fund N/A (VTTHX) |
| JPMorgan Large Cap Growth Fund Class R6 N/A (SEEGX) |
| T.Rowe Price T.Rowe Price Diversified Small-Cap Fund N/A (PRSVX) |
| Glenmede Glenmede Small Cap Equity Fund Instl Share N/A (DNSMX) |
| Vanguard Short Term Bond Index Fund N/A (VBISX) |
| Capital Group American Funds Europacific Growth Fund Class R6 N/A (FEPUX) |
| Vanguard Target Retirement 2055 Fund N/A (VFFVX) |
| Parnassus Parnassus Core Equity Fund N/A (PRBLX) |
| Artisan Funds Artisan International Small-Mid Fund Instl Share N/A (APDJX) |
| Vanguard Target Retirement 2025 Fund N/A (VTTVX) |
| Vanguard Target Retirement 2060 Fund N/A (VTTSX) |
| Vanguard Inflation-Protected Securities Fund N/A (VIPSX) |
| Vanguard Target Retirement 2020 Fund N/A (VTWNX) |
| Vanguard Target Retirement Income Fund N/A (VTINX) |
| Vanguard Target Retirement 2070 Fund N/A (VSVNX) |
| Carillon Eagle Carillon Eagle Mid Cap Growth Fund Class R6 N/A (HRAYX) |
| MFS Mid Cap Value Fund Class R6 N/A (MCVIX) |
| from March 2026 to October 2029) N/A |
| American Funds Europacific Growth R6 59,497.956 American Funds Europacific Growth R63,285,307.53 |
| Artisan Intl Sm/Mid-Inst 114,054.503 Artisan Intl Sm/Mid-Inst 2,012,742.87 |
| Carillon Eagle Mid Cap Growth R6 1,100.078 Carillon Eagle Mid Cap Growth R6 91,430.71 (HRAYX) |
| Dodge & Cox Income Fund X 342,549.204 Dodge & Cox Income Fund X 4,327,001.58 |
| Dodge & Cox Stock Fund X 19,204.761 Dodge & Cox Stock Fund X 4,757,803.71 |
| Glenmede Small Cap Equity Instl 96,603.137 Glenmede Small Cap Equity Instl 3,304,704.81 |
| JPMorgan Large Cap Growth R6 46,996.048 JPMorgan Large Cap Growth R6 3,104,320.58 (SEEGX) |
| MFS® Mid Cap Value R6 1,237.743 MFS® Mid Cap Value R6 41,584.11 (MCVIX) |
| Parnassus Core Equity Institutional 40,386.120 Parnassus Core Equity Institutional 2,298,649.38 |
| T Rowe Price Integrated US Small-Cap Growth Equity Inv 87,055.895 T Rowe Price Integrated US Small-Cap 3,661,849.28 (PRDSX) |
| Vanguard Extended Market Index Admiral 40,241.333 Vanguard Extended Market Index Admir5a,073,943.95 |
| Vanguard Inflation-Protected Secs Adm 39,363.725 Vanguard Inflation-Protected Secs Adm 907,408.96 |
| Vanguard Institutional Index I 34,178.861 Vanguard Institutional Index I 13,721,489.90 |
| Vanguard Short-Term Bond Index Adm 321,308.236 Vanguard Short-Term Bond Index Adm3,259,843.95 (VBISX) |
| Vanguard Target Retirement 2020 Inv 30,298.774 Vanguard Target Retirement 2020 Inv 813,870.89 (VTOVX) |
| Vanguard Target Retirement 2025 Inv 101,430.949 Vanguard Target Retirement 2025 Inv 1,870,857.67 (VTOVX) |
| Vanguard Target Retirement 2030 Inv 145,747.632 Vanguard Target Retirement 2030 Inv 5,199,745.86 (VTOVX) |
| Vanguard Target Retirement 2035 Inv 165,677.923 Vanguard Target Retirement 2035 Inv 3,689,962.96 (VTTHX) |
| Vanguard Target Retirement 2040 Inv 333,408.146 Vanguard Target Retirement 2040 Inv13,273,988.36 (VFORX) |
| Vanguard Target Retirement 2045 Inv 285,741.213 Vanguard Target Retirement 2045 Inv 7,851,169.55 (VTOVX) |
| Vanguard Target Retirement 2050 Inv 343,677.744 Vanguard Target Retirement 2050 Inv15,500,513.06 (VFIFX) |
| Vanguard Target Retirement 2055 Inv 57,442.979 Vanguard Target Retirement 2055 Inv 2,925,494.38 (VFFVX) |
| Vanguard Target Retirement 2060 Inv 31,767.957 Vanguard Target Retirement 2060 Inv 1,485,740.66 (VTTSX) |
| Vanguard Target Retirement 2070 Fund 5,292.568 Vanguard Target Retirement 2070 Fund 137,387.38 (VSVNX) |
| Vanguard Target Retirement Income Inv 15,265.720 Vanguard Target Retirement Income Inv 199,501.48 (VTINX) |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in NEBRASKA PEDIATRIC PRACTICE, INC. SECTION 403(B) RETIREMENT PLAN. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
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Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
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