LENDLEASE 401K PLAN Investment Options

Available Funds in LENDLEASE 401K PLAN

Below is the lineup of investment options available to participants in LENDLEASE 401K PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.

When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.

Total Available Funds: 25
Asset Class Ticker Description
US EQUITY
Mid-Cap Growth APHMX APHMX
SMALL VALUE CRRYX CRRYX
MID-CAP VALUE FLMVX FLMVX
LARGE VALUE SSHVX SSHVX
LARGE GROWTH MLRSX MLRSX
Small Growth VEXRX VEXRX
LARGE VALUE VWNAX VWNAX
LARGE BLEND VITSX VITSX
FIXED INCOME
Intermediate-Term Bond PTTRX PTTRX
FIXED INCOME VITRX VITRX
Intermediate-Term Bond VBTIX VBTIX
INTERNATIONAL EQUITY
Foreign Large Growth VWILX VWILX
Foreign Large Blend VTIAX VTIAX
Others
Moderate Allocation VBAIX VBAIX
Target Date 2011-2015 VITVX VITVX
Target Date 2016-2020 VITWX VITWX
Target Date 2021-2025 VRIVX VRIVX
Target Date 2026-2030 VTTWX VTTWX
Target Date 2031-2035 VITFX VITFX
Target Date 2036-2040 VIRSX VIRSX
Target Date 2041-2045 VITLX VITLX
Target Date 2046-2050 VTRLX VTRLX
Target Date 2051-2055 VIVLX VIVLX
Target Date 2056-2060 VILVX VILVX
Target Date 2061-2065 VSXFX VSXFX

How to Build a Smart Portfolio in Your 401(k)

Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:

  1. Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
  2. Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
  3. Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
  4. Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
  5. Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.

Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.

Model Asset Allocation Portfolios

Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in LENDLEASE 401K PLAN. See Asset Allocation Portfolio Templates for a detailed guide.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Four Core Asset Portfolio 4.74% 18.86% 12.42% 5.72% 8.01% 7.30% 6.92%
Five Core Asset Portfolio 4.70% 18.79% 12.38% 5.55% 7.97% 7.19% 6.94%
Three Core Asset Portfolio 4.57% 19.80% 13.11% 6.19% 8.52% 7.64% 7.10%
Two Core Asset Portfolio 3.87% 19.18% 13.68% 6.85% 9.34% 8.84% 7.95%
Yale Endowment Template 5.35% 17.45% 11.87% 5.56% 8.33% 7.96% 7.55%
S&P 500 Index 5.96% 30.43% 21.65% 12.98% 15.09% 13.73% 10.93%
Data as of 05/01/2026, Common starting date is 12/31/2000

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