CASA DE MODESTO 403(B) PLAN Investment Options
Available Funds in CASA DE MODESTO 403(B) PLAN
Below is the lineup of investment options available to participants in CASA DE MODESTO 403(B) PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.
When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.
| Investment Description |
|---|
| TD AMERITRADE – CASH |
| CAPITAL BANK AND TRUST COMPANY – AMERICAN FUNDS U.S. GOVERNMENT MONEY MARKET |
| CAPITAL BANK AND TRUST COMPANY – AMCAP MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – AMERICAN FUNDS 2010 TARGET DATE MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – AMERICAN FUNDS 2020 TARGET DATE MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – AMERICAN FUNDS 2025 TARGET DATE MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – AMERICAN FUNDS 2030 TARGET DATE MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – AMERICAN FUNDS 2035 TARGET DATE MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – AMERICAN FUNDS 2040 TARGET DATE MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – AMERICAN FUNDS 2045 TARGET DATE MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – AMERICAN FUNDS 2050 TARGET DATE MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – AMERICAN FUNDS 2055 TARGET DATE MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – CAPITAL WORLD BOND MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – EUROPACIFIC GROWTH MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – INFLATION LINKED BOND MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – INTERMEDIATE BOND FUND OF AMERICA MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – NEW WORLD MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – SMALLCAP WORLD MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – THE BOND FUND OF AMERICA MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – THE INVESTMENT COMPANY OF AMERICA MUTUAL FUND |
| CAPITAL BANK AND TRUST COMPANY – WASHINGTON MUTUAL INVESTORS MUTUAL FUND |
| TD AMERITRADE – AMERICAN FUNDS INCOME FUND OF AMERICA MUTUAL FUND |
| TD AMERITRADE – JOHN HANCOCK CLASSIC VALUE MUTUAL FUND |
How to Build a Smart Portfolio in Your 401(k)
Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:
- Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
- Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
- Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
- Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
- Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.
Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.
Model Asset Allocation Portfolios
Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in CASA DE MODESTO 403(B) PLAN. See Asset Allocation Portfolio Templates for a detailed guide.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Four Core Asset Portfolio | 4.74% | 18.86% | 12.42% | 5.72% | 8.01% | 7.30% | 6.92% | … | … |
| Five Core Asset Portfolio | 4.70% | 18.79% | 12.38% | 5.55% | 7.97% | 7.19% | 6.94% | … | … |
| Three Core Asset Portfolio | 4.57% | 19.80% | 13.11% | 6.19% | 8.52% | 7.64% | 7.10% | … | … |
| Two Core Asset Portfolio | 3.87% | 19.18% | 13.68% | 6.85% | 9.34% | 8.84% | 7.95% | … | … |
| Yale Endowment Template | 5.35% | 17.45% | 11.87% | 5.56% | 8.33% | 7.96% | 7.55% | … | … |
| S&P 500 Index | 5.96% | 30.43% | 21.65% | 12.98% | 15.09% | 13.73% | 10.93% | … | … |
Get Key Insights for This Plan
Join our community and get data-driven insights about CASA DE MODESTO 403(B) PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
- Marathon Petroleum Thrift Plan Review: 117% Employer Match in the Energy Sector
- THE PROGRESSIVE 401(K) PLAN Review: 100% Match with 59% Match Rate
- THE HOME DEPOT FUTUREBUILDER Review: 150% Match with 38% Employer Match
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching CASA DE MODESTO 403(B) PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
Related Plans
- MEADOW WIND HEALTH CARE, INC 401K PLAN (102 participants, $411,863)
- GWYNEDD HEALTHCARE LLC 401K PLAN (102 participants, $348,629)
- M & E AFFILIATES INC 401K PROFIT SHARING PLAN & TRUST (102 participants, $346,803)
- HUMBERT LANE 401(K) PLAN (102 participants, $781,491)
- SHERIDAN HEALTH CARE CENTER 401K PLAN (102 participants, $171,365)