TUTTLE-CLICK AUTOMOTIVE GROUP RETIREMENT PLAN Contribution & Employer Match
How TCAG, INC. Supports Your Retirement Savings
TCAG, INC. provides retirement savings benefits through TUTTLE-CLICK AUTOMOTIVE GROUP RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
TUTTLE-CLICK AUTOMOTIVE GROUP RETIREMENT PLAN Average Participant Retirement Account Value
TUTTLE-CLICK AUTOMOTIVE GROUP RETIREMENT PLAN Estimated Average Employee Contribution Amount
289,010.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,515.00 in TUTTLE-CLICK AUTOMOTIVE GROUP RETIREMENT PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in TUTTLE-CLICK AUTOMOTIVE GROUP RETIREMENT PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
TUTTLE-CLICK AUTOMOTIVE GROUP RETIREMENT PLAN Total Employer Contribution and Match Rate
TUTTLE-CLICK AUTOMOTIVE GROUP RETIREMENT PLAN Estimated Average Employer Match
Investing in this additonal $338.00 for 20 years would give you extra $21,683.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
TUTTLE-CLICK AUTOMOTIVE GROUP RETIREMENT PLAN Contribution & Match Policy
TUTTLE-CLICK AUTOMOTIVE GROUP RETIREMENT PLAN Contribution, Match and Other Plan Policies
- Participants may elect to defer up to 60% of their pretax annual compensation, subject to current statutory limits determined annually and prescribed by the Internal Revenue Service (IRS).
- Upon satisfying eligibility requirements, participants who do not affirmatively elect otherwise are automatically enrolled in the Plan with a pre-tax deferral rate of 4%.
- The Plan also provides for an annual 1% increase in deferral rates for participants who are deferring below 11% of compensation, regardless of whether the existing deferral is by election or as the result of automatic enrollment.
- The annual 1% increase occurs on March 15th (excluding individuals auto-enrolled within the previous six months) and participants are able to opt-out of participation.
- Participants may also elect to make after-tax and catch-up contributions to the Plan.
- For plan year 2024, a discretionary match of 100% of employee pre-tax deferrals up to a maximum of $500 was contributed to the Plan for eligible participants.
- Participants are immediately vested in their elective deferral pretax, after-tax and catch-up contributions and any rollover contributions made to the Plan, plus actual earnings thereon.
- Vesting in the employer’s contribution portion of the participant’s accounts plus actual earnings thereon is based on years of credited service.
- Participants vest 20% per year, beginning with their first year of credited service and fully vest upon the completion of their fifth year of credited service or upon attaining their normal retirement date.
- Upon death or total disability of any participant prior to retirement, the participant’s account balance shall become fully vested.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about TUTTLE-CLICK AUTOMOTIVE GROUP RETIREMENT PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
- Making Sense of Mixed Signals
- Nike’s 401(k) Match Is Dollar-for-Dollar, Even When the Swoosh Is Struggling
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching TUTTLE-CLICK AUTOMOTIVE GROUP RETIREMENT PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- CROWN AUTO DEALERSHIP EMPLOYEES CAPITAL ACCUMULATION PLAN (1,568 participants, $55,988,465)
- ARAPAHOE MOTORS, INC. DBA RALPH SCHOMP HONDA, INC. 401(K) PLAN (1,575 participants, $32,050,374)
- LEEP ENTERPRISES, LLC 401(K) PROFIT SHARING PLAN (1,558 participants, $62,370,998)
- BALISE MOTOR SALES COMPANY 401(K) RETIREMENT PLAN (1,552 participants, $44,938,958)
- YOUNG AUTOMOTIVE GROUP 401(K) PROFIT SHARING PLAN (1,604 participants, $38,921,733)