TRAVEL INCORPORATED RETIREMENT PLAN Contribution & Employer Match
How TRAVEL INCORPORATED Supports Your Retirement Savings
TRAVEL INCORPORATED provides retirement savings benefits through TRAVEL INCORPORATED RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
TRAVEL INCORPORATED RETIREMENT PLAN Average Participant Retirement Account Value
TRAVEL INCORPORATED RETIREMENT PLAN Estimated Average Employee Contribution Amount
360,542.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 5,633.00 in TRAVEL INCORPORATED RETIREMENT PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in TRAVEL INCORPORATED RETIREMENT PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
TRAVEL INCORPORATED RETIREMENT PLAN Total Employer Contribution and Match Rate
TRAVEL INCORPORATED RETIREMENT PLAN Estimated Average Employer Match
Investing in this additonal $1,196.00 for 20 years would give you extra $76,602.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
TRAVEL INCORPORATED RETIREMENT PLAN Contribution & Match Policy
TRAVEL INCORPORATED RETIREMENT PLAN Contribution, Match and Other Plan Policies
- Eligible employees may elect to contribute a percentage of their eligible compensation into the Plan after satisfying the Plan’s eligibility requirements.
- The percentage deferred is subject to an annual limit of the lesser of 80% of eligible compensation or $23,000 for the calendar year 2024.
- In the calendar year the eligible employee attains age 50, the employee may make pre-tax contributions up to an additional limit of $7,500 for the calendar year 2024.
- The company may make discretionary matching contributions of a percent, if any, to be determined annually based on a percentage of each employee contributions.
- All matching contributions will be computed based on each employee’s compensation contributed to the Plan during the Plan Year.
- Participants are always 100% vested in rollover contributions, participants’ pre-tax contributions, contributions includable in participants’ gross income, qualified matching contributions, qualified nonelective contributions and any earnings thereon. Matching contributions, nonelective Company contributions and any earnings, thereon, will be vested in accordance with the following schedule: Years of Service for Vesting Vesting
- Less than 2 years: 0%
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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