THE WILDERNESS SOCIETY 403(B) PLAN Contribution & Employer Match
How THE WILDERNESS SOCIETY Supports Your Retirement Savings
THE WILDERNESS SOCIETY provides retirement savings benefits through THE WILDERNESS SOCIETY 403(B) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
THE WILDERNESS SOCIETY 403(B) PLAN Average Participant Retirement Account Value
THE WILDERNESS SOCIETY 403(B) PLAN Estimated Average Employee Contribution Amount
518,370.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 8,099.00 in THE WILDERNESS SOCIETY 403(B) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in THE WILDERNESS SOCIETY 403(B) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
THE WILDERNESS SOCIETY 403(B) PLAN Total Employer Contribution and Match Rate
THE WILDERNESS SOCIETY 403(B) PLAN Estimated Average Employer Match
Investing in this additonal $2.00 for 20 years would give you extra $176.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
THE WILDERNESS SOCIETY 403(B) PLAN Contribution & Match Policy
THE WILDERNESS SOCIETY 403(B) PLAN Contribution, Match and Other Plan Policies
- Each year, participants may elect to contribute a portion of their compensation, subject to certain maximum limitations imposed by Section 402(g) of the IRC.
- At the discretion of the Plan Administrator, participants may be permitted to deposit or rollover into the Plan distributions they have received from other plans and certain Individual Retirement Accounts (IRAs).
- Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
- The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan.
- Automatically enrolled participants have their deferral rate set at a percentage of eligible compensation and their contributions invested in a designated fund until changed by the participant.
- For new hires or rehires on or after February 1, 2015, the Plan withholds 6% from a participant’s eligible compensation each payroll period.
- The Plan provides for an auto-escalation provision.
- Participants who are automatically enrolled in the Plan shall have their pre-tax elective deferral amount increased by 1% of eligible compensation each year, effective with the first full pay period in November.
- Participants may opt out of this escalation feature at any time.
- The increase will continue each year until the participant has reached a maximum pre-tax elective deferral rate of 10%, unless the participant elects otherwise.
- The Plan does not provide for employer matching contributions.
- Participants are immediately vested in their voluntary contributions and rollover contributions, as well as actual earnings and losses thereon.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about THE WILDERNESS SOCIETY 403(B) PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
- Making Sense of Mixed Signals
- Nike’s 401(k) Match Is Dollar-for-Dollar, Even When the Swoosh Is Struggling
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching THE WILDERNESS SOCIETY 403(B) PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- WORKERS' COMPENSATION INSURANCE RATING BUREAU OF CALIFORNIA INCENTIVE SAVINGS PLAN (254 participants, $29,350,675)
- COUNCIL ON FOREIGN RELATIONS TAX-DEFERRED ANNUITY PLAN (254 participants, $9,035,136)
- LEGAL SERVICES CORPORATION 403B PLAN (254 participants, $56,812,676)
- SEIU LOCAL 1021 RETIREMENT SAVINGS PLAN (253 participants, $25,437,966)
- LEGAL SERVICES OF NEW JERSEY INC ER 403B (255 participants, $20,570,093)
