TAPESTRY, INC. 401(K) SAVINGS PLAN Contribution & Employer Match

How TAPESTRY, INC. Supports Your Retirement Savings

TAPESTRY, INC. provides retirement savings benefits through TAPESTRY, INC. 401(K) SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

TAPESTRY, INC. 401(K) SAVINGS PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for TAPESTRY, INC. 401(K) SAVINGS PLAN is $49,781.00

TAPESTRY, INC. 401(K) SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for TAPESTRY, INC. 401(K) SAVINGS PLAN is $2,228.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
142,655.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 2,228.00 in TAPESTRY, INC. 401(K) SAVINGS PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in TAPESTRY, INC. 401(K) SAVINGS PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

TAPESTRY, INC. 401(K) SAVINGS PLAN Total Employer Contribution and Match Rate

In 2024, TAPESTRY, INC. 401(K) SAVINGS PLAN allocates $15,124,607.00 to match its employees’ contributions, providing an employer match rate of 50.77% of their contributions

TAPESTRY, INC. 401(K) SAVINGS PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in TAPESTRY, INC. 401(K) SAVINGS PLAN is approximately $1,142.00
Investing in this additonal $1,142.00 for 20 years would give you extra $73,109.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

TAPESTRY, INC. 401(K) SAVINGS PLAN Contribution & Match Policy

TAPESTRY, INC. 401(K) SAVINGS PLAN Plan Policies

TAPESTRY, INC. 401(K) SAVINGS PLAN Contribution, Match and Other Plan Policies

  • Participants may contribute between 1% and 50% of their pre-tax annual compensation (between 1% and 75% in the case of catch-up contributions), not to exceed the amount permitted pursuant to the Internal Revenue Code (the IRC).
  • Matching employer contributions to the accounts of all eligible employees are equal to 100% of the first 3% of each participant’s eligible compensation contributed to the Plan and 50% of the next 2% of eligible compensation contributed to the Plan.
  • These matching employer contributions are made to the account of each eligible employee each pay period.
  • Following the Plan amendment on January 1, 2016, participants are vested immediately in their employee contributions and matching employer contributions, plus actual earnings thereon.
  • Prior to the Plan amendment on January 1, 2016, highly compensated employees’ employer matching contributions would vest ratably over 5 years.
  • Contributions made prior to the effective date of this change will continue to vest under the Plan terms in effect at the time of that contribution.
  • A participant also became 100% vested in his or her matching contribution accounts upon termination of employment by reason of death, retirement or disability.
  • For purposes of the Plan, retirement is defined as termination of employment after age 65 or age 55, if the participant has at least 10 years of service with the Company.

TAPESTRY, INC. 401(K) SAVINGS PLAN Maximum Employer Match Calculator

This calculator helps participants of TAPESTRY, INC. 401(K) SAVINGS PLAN to calculate the minimal bi-weekly contribution that would generate the maximum employer match allowed. It takes into account IRS annual contribution limits. Please update the annual contribution limits below if they are outdated.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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