SYSCO CORPORATION EMPLOYEES’ 401(K) PLAN Contribution & Employer Match

How SYSCO CORPORATION Supports Your Retirement Savings

SYSCO CORPORATION provides retirement savings benefits through SYSCO CORPORATION EMPLOYEES’ 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

SYSCO CORPORATION EMPLOYEES’ 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for SYSCO CORPORATION EMPLOYEES’ 401(K) PLAN is $86,589.00

SYSCO CORPORATION EMPLOYEES’ 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for SYSCO CORPORATION EMPLOYEES’ 401(K) PLAN is $4,456.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
285,185.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,456.00 in SYSCO CORPORATION EMPLOYEES’ 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in SYSCO CORPORATION EMPLOYEES’ 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

SYSCO CORPORATION EMPLOYEES’ 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, SYSCO CORPORATION EMPLOYEES’ 401(K) PLAN allocates $186,363,674.00 to match its employees’ contributions, providing an employer match rate of 75.30% of their contributions

SYSCO CORPORATION EMPLOYEES’ 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in SYSCO CORPORATION EMPLOYEES’ 401(K) PLAN is approximately $3,073.00
Investing in this additonal $3,073.00 for 20 years would give you extra $196,699.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

SYSCO CORPORATION EMPLOYEES’ 401(K) PLAN Contribution & Match Policy

SYSCO CORPORATION EMPLOYEES’ 401(K) PLAN Contribution, Match and Other Plan Policies

  • Participants may elect to make a pre-tax and/or Roth salary deferral contributions to the Plan up to 50% of eligible compensation up to the maximum amount allowed under the appropriate sections of the IRC.
  • Effective January 1, 2024 Roth salary deferral contributions were added to the Plan.
  • In addition, the Plan allows catch-up contributions in the amount of 1% to 15% of eligible annual compensation for eligible employees age 50 or over.
  • The Plan includes an automatic enrollment feature.
  • If an eligible employee does not make an affirmative election to make a salary deferral contribution or not to participate in the Plan within 60 days of employment, the employee’s eligible compensation will be automatically reduced by a pre-tax salary deferral contribution of 3% of their annual eligible compensation.
  • The automatic contributions are increased by 1% each year on the anniversary of the automatic enrollment date until a deferral rate of 6% is reached, unless the participant elects not to participate in the increase each year.
  • Under the safe harbor design of the Plan, the Company will make a non-elective contribution each pay period equal to 3% of each eligible participant’s eligible compensation.
  • Additionally, the Company will make annual matching contributions of 50% of the first 6% of each eligible participant’s elective deferrals.
  • Participants are at all times fully vested in their contributions, rollover contributions, and the appreciation and depreciation thereon.
  • Under the safe harbor design, vesting in non-elective contributions is immediate.
  • Vesting in the Company annual match and discretionary contributions plus earnings thereon is based on years of credited service.
  • Participants vest 25% after two years of service, 50% after three years, 75% after four years and are 100% vested after five years of service.
  • A participant is immediately vested upon death, retirement, or termination of employment due to total and permanent disability.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

Get Key Insights for This Plan

Join our community and get data-driven insights about SYSCO CORPORATION EMPLOYEES’ 401(K) PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.

Notify Me When Ratings Go Live

Explore More Plan Resources

Plan Login Directory Employer Match Guide Rollover Options Hub

Recent Articles

More Articles

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Get Started

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more …

Click for tips and plans for income

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this ‘lazy’ portfolio.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Retirement Calculator

See how much you can save for retirement.

Investment Calculator

Grow your wealth and see the power of compounding.


Looking for a (forgotten) 401(k)?

Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …

Keep researching SYSCO CORPORATION EMPLOYEES' 401(K) PLAN

Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.

Related Calculators

Related Plans