STATS CHIPPAC, INC. 401(K) PLAN AND TRUST Contribution & Employer Match
How STATS CHIPPAC, INCORPORATED Supports Your Retirement Savings
STATS CHIPPAC, INCORPORATED provides retirement savings benefits through STATS CHIPPAC, INC. 401(K) PLAN AND TRUST. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
STATS CHIPPAC, INC. 401(K) PLAN AND TRUST Average Participant Retirement Account Value
STATS CHIPPAC, INC. 401(K) PLAN AND TRUST Estimated Average Employee Contribution Amount
512,172.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 8,002.00 in STATS CHIPPAC, INC. 401(K) PLAN AND TRUST, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in STATS CHIPPAC, INC. 401(K) PLAN AND TRUST
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
STATS CHIPPAC, INC. 401(K) PLAN AND TRUST Total Employer Contribution and Match Rate
STATS CHIPPAC, INC. 401(K) PLAN AND TRUST Estimated Average Employer Match
Investing in this additonal $2,789.00 for 20 years would give you extra $178,502.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
STATS CHIPPAC, INC. 401(K) PLAN AND TRUST Contribution & Match Policy
1. Employee Contribution Rates: Employees can contribute up to 60% of their annual eligible compensation.
2. Employer Match/Contribution Conditions: The employer matches 100% of each eligible participant’s contribution up to a maximum of 4% of the participant’s eligible compensation, limited to a maximum annual employer contribution of $10,000 per participant.
3. Vesting Schedule/Eligibility: Participants are immediately vested in their voluntary contributions. The vesting schedule for the Company’s discretionary contributions is as follows: Less than 1 year – 0%; 1 year – 50%; 2 years – 100%.
4. Roth 401(k) Contribution: The plan allows Roth 401(k) contributions.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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