SHORE COUNTRY DAY SCHOOL 403(B) DC PLAN Contribution & Employer Match
How SHORE COUNTRY DAY SCHOOL Supports Your Retirement Savings
SHORE COUNTRY DAY SCHOOL provides retirement savings benefits through SHORE COUNTRY DAY SCHOOL 403(B) DC PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
SHORE COUNTRY DAY SCHOOL 403(B) DC PLAN Average Participant Retirement Account Value
SHORE COUNTRY DAY SCHOOL 403(B) DC PLAN Estimated Average Employee Contribution Amount
162,413.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 2,537.00 in SHORE COUNTRY DAY SCHOOL 403(B) DC PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in SHORE COUNTRY DAY SCHOOL 403(B) DC PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
SHORE COUNTRY DAY SCHOOL 403(B) DC PLAN Total Employer Contribution and Match Rate
SHORE COUNTRY DAY SCHOOL 403(B) DC PLAN Estimated Average Employer Match
Investing in this additonal $1,783.00 for 20 years would give you extra $114,125.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
SHORE COUNTRY DAY SCHOOL 403(B) DC PLAN Contribution & Match Policy
SHORE COUNTRY DAY SCHOOL 403(B) DC PLAN Contribution, Match and Other Plan Policies
- Participants may elect to defer a portion of their eligible compensation, as defined in the plan document, as contributions to the Plan up to the maximum permitted by the Internal Revenue Code.
- Participants who have attained the age of 50 before the end of the plan year are eligible to make catch-up contributions.
- Participants may also make rollover contributions representing distributions from other qualified plans.
- In addition, as a condition of employment with the School, all eligible employees, as defined in the plan document, are required to contribute 5% of eligible compensation to the Plan.
- The School is required to make an Employer 403(b) contribution for all eligible employees that have completed at least two years of service.
- If an eligible employee has completed at least two years of service, the School is required to make an Employer 403(b) contribution of 5% of eligible compensation.
- If an eligible employee has completed at least six years of service, the School is required to make an Employer 403(b) contribution of 7% of eligible compensation.
- If an eligible employee has completed at least nine years of service, the School is required to make an Employer 403(b) contribution of 10% of eligible compensation.
- Participants are immediately vested in their elective and non-elective contributions, the Employer 403(b) contributions, and actual earnings thereon.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about SHORE COUNTRY DAY SCHOOL 403(B) DC PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
- Making Sense of Mixed Signals
- Nike’s 401(k) Match Is Dollar-for-Dollar, Even When the Swoosh Is Struggling
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching SHORE COUNTRY DAY SCHOOL 403(B) DC PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- SAN DOMENICO SCHOOL 403(B) RETIREMENT PLAN (234 participants, $26,808,041)
- CASA RETIREMENT PLAN (234 participants, $12,951,958)
- CARLOS ALBIZU UNIVERSITY 403(B) DC PLAN (234 participants, $11,191,431)
- PECK SCHOOL RETIREMENT PLAN (233 participants, $34,729,603)
- COLLEGE OF THE ATLANTIC DC RETIREMENT PLAN (233 participants, $36,344,985)