PROFESSIONAL TURF PRODUCTS, LP 401(K) PLAN Contribution & Employer Match
How PROFESSIONAL TURF PRODUCTS, LP Supports Your Retirement Savings
PROFESSIONAL TURF PRODUCTS, LP provides retirement savings benefits through PROFESSIONAL TURF PRODUCTS, LP 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
PROFESSIONAL TURF PRODUCTS, LP 401(K) PLAN Average Participant Retirement Account Value
PROFESSIONAL TURF PRODUCTS, LP 401(K) PLAN Estimated Average Employee Contribution Amount
294,025.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,594.00 in PROFESSIONAL TURF PRODUCTS, LP 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in PROFESSIONAL TURF PRODUCTS, LP 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
PROFESSIONAL TURF PRODUCTS, LP 401(K) PLAN Total Employer Contribution and Match Rate
PROFESSIONAL TURF PRODUCTS, LP 401(K) PLAN Estimated Average Employer Match
Investing in this additonal $3,529.00 for 20 years would give you extra $225,885.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
PROFESSIONAL TURF PRODUCTS, LP 401(K) PLAN Contribution & Match Policy
PROFESSIONAL TURF PRODUCTS, LP 401(K) PLAN Contribution, Match and Other Plan Policies
- Each year, participants may contribute up to 100 percent of pretax annual compensation, as defined in the Plan.
- Participants who have attained age 50 before the end of the plan year are eligible to make catch-up contributions.
- Participants may also designate some of their contributions as after tax contributions to a Roth 401(k) option.
- In 2024, the Company contributed 100 percent of the first six percent of eligible compensation that a participant contributes to the Plan.
- In 2023, the Company contributed 100 percent of the first five percent of eligible compensation that a participant contributes to the Plan.
- Participants are vested immediately in their contributions and the Company’s safe harbor matching contributions plus actual earnings thereon.
- Vesting in the Company’s nonelective contribution portion of their accounts is based on years of continuous service.
- Company nonelective contributions vest ratably over five years and a participant is 100 percent vested after five years of credited service.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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