PIRELLI TIRE SAVINGS PLAN Contribution & Employer Match

PIRELLI TIRE SAVINGS PLAN Average Participant Retirement Account Value

PIRELLI TIRE SAVINGS PLAN Estimated Average Employee Contribution Amount

• Each year, participants may contribute up to 50% of their 401(k) eligible compensation, as defined in the Plan, in pre-tax and after-tax contributions to the Plan.
• Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
• The Plan provides for automatic enrollment at 6% for participants eligible to enter the Plan, unless the participant elects otherwise.
• Each year, and unless the participant elects otherwise, the participant’s contribution rate is automatically increased by 1% until the participant reaches a contribution rate of 15%.

• The Company makes a matching contribution equal to 50% of the first 6% of employee contributions.
• In addition, the Company makes a non-discretionary safe harbor contribution that equals 5% of each eligible participant’s compensation each payroll.

• Participants are immediately vested in their pretax and after tax contributions.
• Salaried employees hired on or prior to June 30, 2002, are 100% vested in the Company’s matching and discretionary contributions from the first day of contribution, and salaried employees hired after June 30, 2002, are 100% vested in the Company’s matching and discretionary contributions after completing three years of service.
• Effective January 1, 2013, participants are 100% vested immediately in the non-discretionary safe harbor contribution.