PDS STAFF PROFIT SHARING PLAN Contribution & Employer Match

How PDS TECH COMMERCIAL, INC. Supports Your Retirement Savings

PDS TECH COMMERCIAL, INC. provides retirement savings benefits through PDS STAFF PROFIT SHARING PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

PDS STAFF PROFIT SHARING PLAN Contribution & Match Policy

1. Employee Contribution Rates: Participant contributions are not allowed into the Plan.

2. Employer Match/Contribution Conditions: The Company may elect to contribute a discretionary profit-sharing contribution, allocated to eligible participants using a formula based on the participant’s annual compensation, subject to certain limitations.

3. Vesting Schedule/Eligibility: The vesting schedule is as follows: 1 year of service – 0%, 2 years – 20%, 3 years – 40%, 4 years – 60%, 5 years – 80%, 6 years – 100%. Eligibility requires the employee to be at least 18 years old, have at least one year of eligible service, and be employed on the last day of the Plan year.