NYU LANGONE HEALTH 403(B) PLAN Contribution & Employer Match
How NYU LANGONE HOSPITALS Supports Your Retirement Savings
NYU LANGONE HOSPITALS provides retirement savings benefits through NYU LANGONE HEALTH 403(B) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
NYU LANGONE HEALTH 403(B) PLAN Average Participant Retirement Account Value
NYU LANGONE HEALTH 403(B) PLAN Estimated Average Employee Contribution Amount
658,929.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 10,295.00 in NYU LANGONE HEALTH 403(B) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in NYU LANGONE HEALTH 403(B) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
NYU LANGONE HEALTH 403(B) PLAN Total Employer Contribution and Match Rate
NYU LANGONE HEALTH 403(B) PLAN Estimated Average Employer Match
Investing in this additonal $2,766.00 for 20 years would give you extra $177,078.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
NYU LANGONE HEALTH 403(B) PLAN Contribution & Match Policy
NYU LANGONE HEALTH 403(B) PLAN Contribution, Match and Other Plan Policies
- Contributions for any year may not exceed the limitations specified in the Internal Revenue Code (IRC).
- Pre-tax contributions may not exceed the 2024 pre-tax limit of twenty-three thousand dollars as established by the IRC.
- Participants aged 50 and over are eligible to contribute extra pre-tax contributions (catch-up contribution) above the annual Internal Revenue Service (IRS) limitation up to seven thousand five hundred dollars in 2024.
- Effective January 1, 2024, the Plan was amended to introduce an after-tax Roth contribution.
- Employer contributions range from 6% to 10% of the employee’s eligible compensation, as defined in the Plan Document, depending on the employee’s entrance into the plan and job type, as described in Schedule A of the Plan Document.
- All participants are fully vested in their account balance for contributions they make immediately upon entering the Plan. Vesting in NYULH’s contribution plus actual earnings thereon, is based on years of continuous service. Employees will earn a year of vesting service for each calendar year in which the employee is credited with at least 1,000 hours of service. A participant is 100% vested after five years of credited service as follows: Applicable Years of Service Nonforfeitable
- Less than 2 years: 0%
- 2-3 years: 25%
- 3-4 years: 50%
- 4-5 years: 75%
- 5+ years: 100%
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about NYU LANGONE HEALTH 403(B) PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
- Making Sense of Mixed Signals
- Nike’s 401(k) Match Is Dollar-for-Dollar, Even When the Swoosh Is Struggling
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching NYU LANGONE HEALTH 403(B) PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- PIEDMONT HEALTHCARE, INC. 401(K) TOMORROWPLAN (44,621 participants, $2,861,190,250)
- THE TAX SHELTERED ANNUITY PLAN OF THE METHODIST HOSPITAL (44,390 participants, $3,003,130,654)
- RETIREMENT CONTRIBUTION AND 403(B) MATCHING PLAN OF THE UNIVERSITY OF PENNSYLVANIA HEALTH SYSTEM (45,173 participants, $1,110,204,528)
- SAVINGS AND SUPPLEMENTAL RETIREMENT PLAN OF NOVANT HEALTH, INC. (45,313 participants, $1,681,955,790)
- THE CLEVELAND CLINIC HEALTH SYSTEM SAVINGS AND INVESTMENT PLAN (46,000 participants, $1,713,568,308)