NEWELL BRANDS EMPLOYEE SAVINGS PLAN Contribution & Employer Match

How NEWELL OPERATING COMPANY Supports Your Retirement Savings

NEWELL OPERATING COMPANY provides retirement savings benefits through NEWELL BRANDS EMPLOYEE SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

NEWELL BRANDS EMPLOYEE SAVINGS PLAN Contribution & Match Policy

1. Employee Contribution Rates: Employees can contribute up to 75% of their “Covered Pay” to the plan.

2. Employer Match/Contribution Conditions: The employer matches 100% of the first 6% of Covered Pay for non-collectively bargained employees or 100% of the first 4% for “Muncie Bargained Employees.” An additional “true-up” match may be made as necessary to ensure full matching contributions.

3. Vesting Schedule/Eligibility: Participants are immediately vested in their own Elective Deferral Contributions and the Company’s matching contributions. Eligible employees may participate in the Plan upon their date of hire or after completing one “Year of Eligibility Service,” depending on their employment status.

4. The plan allows Roth 401(k) contributions.