MONOTYPE IMAGING INC. EMPLOYEE SAVINGS PLAN Contribution & Employer Match
How MONOTYPE IMAGING INC. Supports Your Retirement Savings
MONOTYPE IMAGING INC. provides retirement savings benefits through MONOTYPE IMAGING INC. EMPLOYEE SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
MONOTYPE IMAGING INC. EMPLOYEE SAVINGS PLAN Average Participant Retirement Account Value
MONOTYPE IMAGING INC. EMPLOYEE SAVINGS PLAN Estimated Average Employee Contribution Amount
488,224.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 7,628.00 in MONOTYPE IMAGING INC. EMPLOYEE SAVINGS PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in MONOTYPE IMAGING INC. EMPLOYEE SAVINGS PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
MONOTYPE IMAGING INC. EMPLOYEE SAVINGS PLAN Total Employer Contribution and Match Rate
MONOTYPE IMAGING INC. EMPLOYEE SAVINGS PLAN Estimated Average Employer Match
Investing in this additonal $1,939.00 for 20 years would give you extra $124,130.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
MONOTYPE IMAGING INC. EMPLOYEE SAVINGS PLAN Contribution & Match Policy
MONOTYPE IMAGING INC. EMPLOYEE SAVINGS PLAN Contribution, Match and Other Plan Policies
- Each year, participants may contribute up to 50% of pretax annual compensation as defined in the Plan, subject to Internal Revenue Service (IRS) limitations.
- Participants who have attained age fifty before the end of the Plan year are eligible to make catch-up contributions.
- The Plan also includes an automatic enrollment feature.
- Individuals hired by the Company and previously hired employees who do not affirmatively elect not to participate are automatically enrolled in the Plan and will have their compensation reduced by 6% and invested in the Qualified Default Investment Alternative fund.
- In addition, these employees will have their deferrals increased by 1% per year, not to exceed 10% of their compensation, unless the employee affirmatively elects not to increase their contributions.
- The Company basic matching contribution is discretionary.
- The Company contributed a matching contribution of 50% of 6% in 2024 and 2023 of eligible compensation contributed by each participant as a before-tax or after-tax contribution.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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