KFORCE 401(K) RETIREMENT SAVINGS PLAN Contribution & Employer Match
How KFORCE INC. Supports Your Retirement Savings
KFORCE INC. provides retirement savings benefits through KFORCE 401(K) RETIREMENT SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
KFORCE 401(K) RETIREMENT SAVINGS PLAN Average Participant Retirement Account Value
KFORCE 401(K) RETIREMENT SAVINGS PLAN Estimated Average Employee Contribution Amount
129,810.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 2,028.00 in KFORCE 401(K) RETIREMENT SAVINGS PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in KFORCE 401(K) RETIREMENT SAVINGS PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
KFORCE 401(K) RETIREMENT SAVINGS PLAN Total Employer Contribution and Match Rate
KFORCE 401(K) RETIREMENT SAVINGS PLAN Estimated Average Employer Match
Investing in this additonal $172.00 for 20 years would give you extra $11,028.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
KFORCE 401(K) RETIREMENT SAVINGS PLAN Contribution & Match Policy
1. Employee Contribution Rates: Participants may contribute up to 75% of their compensation for the year.
2. Employer Match/Contribution Conditions: Kforce provides a matching contribution equal to 10% of each eligible participant’s contributions, funded annually in cash for eligible participants who have completed at least 1,000 hours.
3. Vesting Schedule/Eligibility: Participants vest in Kforce’s matching contributions at the rate of 20%, 40%, 60%, and 100% after two, three, four, and five years of service completed, respectively. A participant is 100% vested after five years of credited service or upon death, total disability, normal retirement age, or Plan termination.
KFORCE 401(K) RETIREMENT SAVINGS PLAN Maximum Employer Match Calculator
This calculator helps participants of KFORCE 401(K) RETIREMENT SAVINGS PLAN to calculate the minimal bi-weekly contribution that would generate the maximum employer match allowed. It takes into account IRS annual contribution limits. Please update the annual contribution limits below if they are outdated.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about KFORCE 401(K) RETIREMENT SAVINGS PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
- Making Sense of Mixed Signals
- Nike’s 401(k) Match Is Dollar-for-Dollar, Even When the Swoosh Is Struggling
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching KFORCE 401(K) RETIREMENT SAVINGS PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- WESTAT, INC. SAVINGS PLAN (9,897 participants, $757,019,367)
- DOHERTY EMPLOYMENT GROUP, INC. 401(K) PLAN (9,789 participants, $319,547,813)
- MAGELLAN HEALTH, INC. RETIREMENT SAVINGS PLAN (9,643 participants, $656,280,142)
- LIFESTANCE HEALTH 401(K) PLAN (11,583 participants, $295,384,799)
- ENTERPRISE SERVICES 401K PLAN (11,614 participants, $131,669,574)