JAWONIO, INC. 403(B)THRIFT PLAN Contribution & Employer Match

How JAWONIO, INC. Supports Your Retirement Savings

JAWONIO, INC. provides retirement savings benefits through JAWONIO, INC. 403(B)THRIFT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

JAWONIO, INC. 403(B)THRIFT PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for JAWONIO, INC. 403(B)THRIFT PLAN is $20,656.00

JAWONIO, INC. 403(B)THRIFT PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for JAWONIO, INC. 403(B)THRIFT PLAN is $1,875.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
120,057.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 1,875.00 in JAWONIO, INC. 403(B)THRIFT PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in JAWONIO, INC. 403(B)THRIFT PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

JAWONIO, INC. 403(B)THRIFT PLAN Total Employer Contribution and Match Rate

In 2024, JAWONIO, INC. 403(B)THRIFT PLAN allocates $1,118,340.00 to match its employees’ contributions, providing an employer match rate of 160.26% of their contributions

JAWONIO, INC. 403(B)THRIFT PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in JAWONIO, INC. 403(B)THRIFT PLAN is approximately $1,503.00
Investing in this additonal $1,503.00 for 20 years would give you extra $96,201.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

JAWONIO, INC. 403(B)THRIFT PLAN Contribution & Match Policy

JAWONIO, INC. 403(B)THRIFT PLAN Plan Policies

JAWONIO, INC. 403(B)THRIFT PLAN Contribution, Match and Other Plan Policies

  • The Plan permits eligible employees to have the Sponsor make annual contributions of up to 100% of eligible compensation through a salary deferral election.
  • Employee rollover contributions are also permitted.
  • Participants who have attained age 50 before the end of the plan year are eligible to make catch-up contributions.
  • The Plan allows for special code 403(b) catch-up contributions for those participants with 15 years of service.
  • The Employer may make non-elective contributions to the Plan.
  • Whether or not the non-elective contributions will be made, and the amount of the non-elective contributions will be determined by the plan administrator each year in their sole discretion.
  • Non elective employer contributions of $1,118,340 were recorded for the fiscal year ended December 31, 2024 which include contributions for 2023 of $590,522.
  • Participants are always 100% vested in their voluntary contributions plus actual earnings thereon.
  • Participants are fully vested in Sponsor contributions after three years of service, or upon death, permanent disability, or reaching 55 years of age (early retirement age).

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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