HULL ASSOCIATES 401(K) SAVINGS PLAN Contribution & Employer Match
How HULL ASSOCIATES, LLC Supports Your Retirement Savings
HULL ASSOCIATES, LLC provides retirement savings benefits through HULL ASSOCIATES 401(K) SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
HULL ASSOCIATES 401(K) SAVINGS PLAN Average Participant Retirement Account Value
HULL ASSOCIATES 401(K) SAVINGS PLAN Estimated Average Employee Contribution Amount
193,157.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 3,018.00 in HULL ASSOCIATES 401(K) SAVINGS PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in HULL ASSOCIATES 401(K) SAVINGS PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
HULL ASSOCIATES 401(K) SAVINGS PLAN Total Employer Contribution and Match Rate
HULL ASSOCIATES 401(K) SAVINGS PLAN Estimated Average Employer Match
Investing in this additonal $1,279.00 for 20 years would give you extra $81,865.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
HULL ASSOCIATES 401(K) SAVINGS PLAN Contribution & Match Policy
HULL ASSOCIATES 401(K) SAVINGS PLAN Contribution, Match and Other Plan Policies
- Participants are permitted to contribute up to 90% of their annual compensation to the Plan on a tax-deferred basis.
- Participants may elect to set up automatic annual increases in deferral rates of 1% per year.
- Catch-up contributions are permitted.
- The Company makes safe harbor matching contributions based on 100% of eligible employee contributions up to 3%, plus 50% of eligible employee contributions that exceed 3% but do not exceed 5%.
- Participants are fully vested in their employee contributions, safe harbor contributions, rollover accounts, and earnings on those contributions.
- Balance derived from employer nonelective profit sharing and employer matching contributions not listed above are 20% vested after one year of service with the Company.
- That increases 20% per year, until they are fully vested after five years of service.
- In addition, the employer nonelective profit sharing and employer matching balances become fully vested in employer contributions upon the age, or upon disability while employed by the Company.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about HULL ASSOCIATES 401(K) SAVINGS PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
- Making Sense of Mixed Signals
- Nike’s 401(k) Match Is Dollar-for-Dollar, Even When the Swoosh Is Struggling
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching HULL ASSOCIATES 401(K) SAVINGS PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- SOUTHLAND INSULATORS-GROUP 2 401(K) PLAN (409 participants, $12,210,311)
- REMEDI8 HOLDINGS CORP. RETIREMENT (409 participants, $8,830,734)
- KINZLER CONSTRUCTION SERVICES, INC. 401(K) PLAN (404 participants, $10,580,804)
- POWER HOUSE PLASTERING EMPLOYEE STOCK OWNERSHIP PLAN (402 participants, $8,074,473)
- BONITZ, INC. 401(K) RETIREMENT SAVINGS PLAN (425 participants, $18,329,081)