GREYSTONE 401(K) SAVINGS PLAN Contribution & Employer Match
How GREYSTONE SELECT INCORPORATED Supports Your Retirement Savings
GREYSTONE SELECT INCORPORATED provides retirement savings benefits through GREYSTONE 401(K) SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
GREYSTONE 401(K) SAVINGS PLAN Average Participant Retirement Account Value
GREYSTONE 401(K) SAVINGS PLAN Estimated Average Employee Contribution Amount
425,913.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 6,654.00 in GREYSTONE 401(K) SAVINGS PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in GREYSTONE 401(K) SAVINGS PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
GREYSTONE 401(K) SAVINGS PLAN Total Employer Contribution and Match Rate
GREYSTONE 401(K) SAVINGS PLAN Estimated Average Employer Match
Investing in this additonal $3,958.00 for 20 years would give you extra $253,323.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
GREYSTONE 401(K) SAVINGS PLAN Contribution & Match Policy
GREYSTONE 401(K) SAVINGS PLAN Contribution, Match and Other Plan Policies
- Each participant may elect to contribute, on a taxable Roth or a tax-deferred basis, a percentage of their eligible salary, as defined, each payroll period…
- All contributions are subject to Internal Revenue Code (IRC) rules and limitations.
- The Company will make safe-harbor matching contributions equal to 100% of the first 3% of the participant’s compensation and 50% of the next 2% of the participant’s compensation that is deferred to the Plan.
- Vesting schedule: 0 years: 0% 1 year: 100% Participants are immediately vested in their voluntary employee contributions, safe-harbor contributions, and earnings thereon.
- Upon the death or permanent disability of a participant while an employee, their entire account balance becomes fully vested.
- Vesting in the Employer’s discretionary contributions, plus earnings thereon, is based upon years of continuous service, as follows:
GREYSTONE 401(K) SAVINGS PLAN Maximum Employer Match Calculator
This calculator helps participants of GREYSTONE 401(K) SAVINGS PLAN to calculate the minimal bi-weekly contribution that would generate the maximum employer match allowed. It takes into account IRS annual contribution limits. Please update the annual contribution limits below if they are outdated.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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