FULL SAIL 401(K) SAVINGS PLAN Contribution & Employer Match

How FULL SAIL, LLC Supports Your Retirement Savings

FULL SAIL, LLC provides retirement savings benefits through FULL SAIL 401(K) SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

FULL SAIL 401(K) SAVINGS PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for FULL SAIL 401(K) SAVINGS PLAN is $55,815.00

FULL SAIL 401(K) SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for FULL SAIL 401(K) SAVINGS PLAN is $4,074.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
260,788.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,074.00 in FULL SAIL 401(K) SAVINGS PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in FULL SAIL 401(K) SAVINGS PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

FULL SAIL 401(K) SAVINGS PLAN Total Employer Contribution and Match Rate

In 2024, FULL SAIL 401(K) SAVINGS PLAN allocates $1,238,812.00 to match its employees’ contributions, providing an employer match rate of 12.16% of their contributions

FULL SAIL 401(K) SAVINGS PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in FULL SAIL 401(K) SAVINGS PLAN is approximately $464.00
Investing in this additonal $464.00 for 20 years would give you extra $29,705.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

FULL SAIL 401(K) SAVINGS PLAN Contribution & Match Policy

FULL SAIL 401(K) SAVINGS PLAN Plan Policies

FULL SAIL 401(K) SAVINGS PLAN Contribution, Match and Other Plan Policies

  • Employees may make pre-tax elective deferrals or after-tax Roth elective deferrals as defined in the Plan document as permitted by the Internal Revenue Code (IRC).
  • The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan.
  • Automatically enrolled participants have their deferral rate set at 5% of eligible compensation and their contributions invested in the designated default fund until changed by the participants.
  • Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
  • The Company makes a matching contribution each pay period equal to 20% of each participant’s contribution to the Plan, up to 5% of employee contributions, as defined in the Plan document.
  • Participants are immediately vested in their contributions plus actual earnings thereon.
  • Vesting in the Company’s matching contributions plus earnings thereon is based on years of credited service.
  • A participant is 100% vested after six years of credited service.
  • Notwithstanding the above, a participant is fully vested upon reaching normal retirement age, early retirement age, death or permanent disability, as defined.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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