CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN Contribution & Employer Match

How CAMBRIDGE SYSTEMATICS, INC Supports Your Retirement Savings

CAMBRIDGE SYSTEMATICS, INC provides retirement savings benefits through CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN is $208,497.00

CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN is $7,918.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
506,773.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 7,918.00 in CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN allocates $819,460.00 to match its employees’ contributions, providing an employer match rate of 26.60% of their contributions

CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN is approximately $2,090.00
Investing in this additonal $2,090.00 for 20 years would give you extra $133,789.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN Contribution & Match Policy

CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN Plan Policies

CAMBRIDGE SYSTEMATICS, INC. 401(K) PLAN Contribution, Match and Other Plan Policies

  • Each year, Participants may elect to defer up to 60% of eligible compensation, as defined by the Plan, not to exceed a dollar limit established under the Internal Revenue Code (the "IRC").
  • Participants may make pre-tax and Roth contributions to their accounts.
  • Participants who have reached the age of 50 before the end of the Plan year are eligible to make catch-up contributions.
  • The Plan includes an automatic enrollment feature whereby all newly eligible employees will be automatically enrolled to defer 6% of eligible compensation on a pre-tax basis, as defined.
  • For the year ended December 31, 2024, the Employer elected to make a matching contribution in an amount equal to 50 cents for each dollar contributed by Participants with maximum Employer matching contributions of 3% of their compensation.
  • Participants are immediately vested in their deferral contributions, rollover contributions, and Employer contributions, plus allocated earnings thereon.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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