BOISE CASCADE COMPANY SAVINGS PLAN Contribution & Employer Match
How BOISE CASCADE COMPANY Supports Your Retirement Savings
BOISE CASCADE COMPANY provides retirement savings benefits through BOISE CASCADE COMPANY SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
BOISE CASCADE COMPANY SAVINGS PLAN Average Participant Retirement Account Value
BOISE CASCADE COMPANY SAVINGS PLAN Estimated Average Employee Contribution Amount
461,074.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 7,204.00 in BOISE CASCADE COMPANY SAVINGS PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in BOISE CASCADE COMPANY SAVINGS PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
BOISE CASCADE COMPANY SAVINGS PLAN Total Employer Contribution and Match Rate
BOISE CASCADE COMPANY SAVINGS PLAN Estimated Average Employer Match
Investing in this additonal $5,304.00 for 20 years would give you extra $339,482.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
BOISE CASCADE COMPANY SAVINGS PLAN Contribution & Match Policy
BOISE CASCADE COMPANY SAVINGS PLAN Contribution, Match and Other Plan Policies
- Unless otherwise affirmatively elected, newly eligible employees are automatically enrolled in the Plan at a pretax contribution rate of 5% with contributions invested in an appropriate Target Retirement Date Fund with annual automatic 1% contribution rate increases, occurring in the month of September, up to a maximum of 10%.
- They may opt out of participation, adjust their contribution rate or change their investment selections at any time.
- Participants may contribute up to 50% of annual compensation on a pretax basis, a Roth (after-tax) basis, or a combination of the two, as defined in the Plan and subject to limitations set forth in the Code.
- Participants may also contribute amounts representing distributions from other defined contribution plans (rollover).
- Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
- The Company contributes an amount equal to 4% of each participant’s eligible compensation to the Plan as a nondiscretionary company contribution in order to satisfy the 401(k) safe harbor regulations.
- Participants are immediately vested in their contributions and earnings thereon.
- Company contributions and earnings thereon vest after two years of credited service.
- However, regardless of a participant’s years of service or contribution, a participant is 100% vested upon his or her 65th birthday, death or disability while employed, or termination of employment as a result of the sale or permanent closure of the participant’s location or division.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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