BLANCO FUTURES, LLC 401(K) PLAN Contribution & Employer Match
How ECONOMY TRANSPORTATION & LOGISTICS, LLC Supports Your Retirement Savings
ECONOMY TRANSPORTATION & LOGISTICS, LLC provides retirement savings benefits through BLANCO FUTURES, LLC 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
BLANCO FUTURES, LLC 401(K) PLAN Average Participant Retirement Account Value
BLANCO FUTURES, LLC 401(K) PLAN Estimated Average Employee Contribution Amount
69,520.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 1,086.00 in BLANCO FUTURES, LLC 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in BLANCO FUTURES, LLC 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
BLANCO FUTURES, LLC 401(K) PLAN Total Employer Contribution and Match Rate
BLANCO FUTURES, LLC 401(K) PLAN Estimated Average Employer Match
Investing in this additonal $794.00 for 20 years would give you extra $50,834.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
BLANCO FUTURES, LLC 401(K) PLAN Contribution & Match Policy
1. Employee Contribution Rates: Participants may make tax-deferred contributions of any percentage or dollar amount of their compensation during the plan year, up to the maximum allowed by law.
2. Employer Match/Contribution Conditions: The Employer may make discretionary matching and profit sharing contributions, which will be determined each plan year. There were no discretionary matching or profit sharing contributions for 2022 and 2021.
3. Vesting Schedule/Eligibility: Participants are immediately 100% vested in their compensation deferral, rollover contributions, and discretionary matching and profit sharing contributions. Vesting in the Employer’s discretionary contributions is based on years of service, with increments of 20% each year after the second year of service, reaching 100% vesting after six years of service.
4. It allows Roth 401(k) contribution.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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