ATLANTIC TOOL & DIE COMPANY 401K PLAN AND TRUST Contribution & Employer Match
How ATLANTIC TOOL & DIE COMPANY Supports Your Retirement Savings
ATLANTIC TOOL & DIE COMPANY provides retirement savings benefits through ATLANTIC TOOL & DIE COMPANY 401K PLAN AND TRUST. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
ATLANTIC TOOL & DIE COMPANY 401K PLAN AND TRUST Average Participant Retirement Account Value
ATLANTIC TOOL & DIE COMPANY 401K PLAN AND TRUST Estimated Average Employee Contribution Amount
246,354.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 3,849.00 in ATLANTIC TOOL & DIE COMPANY 401K PLAN AND TRUST, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in ATLANTIC TOOL & DIE COMPANY 401K PLAN AND TRUST
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
ATLANTIC TOOL & DIE COMPANY 401K PLAN AND TRUST Total Employer Contribution and Match Rate
ATLANTIC TOOL & DIE COMPANY 401K PLAN AND TRUST Estimated Average Employer Match
Investing in this additonal $1,442.00 for 20 years would give you extra $92,290.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
ATLANTIC TOOL & DIE COMPANY 401K PLAN AND TRUST Contribution & Match Policy
ATLANTIC TOOL & DIE COMPANY 401K PLAN AND TRUST Contribution, Match and Other Plan Policies
- Participants may make voluntary pre-tax or after-tax (Roth) contributions by means of a salary deferral agreement of up to 75% of their compensation, subject to IRS limitations for the Plan year.
- The Plan provides for automatic enrollment upon eligibility and, accordingly, employees are treated as having elected to contribute 3% of their compensation as a pre-tax contribution with a 1% increase annually until participants reach a contribution level of 10% of compensation, unless an election is made for a different amount or an election is made not to participate.
- Plan participants over the age of 50 are also permitted to make additional catch-up contributions to a maximum of $7,500 in 2024.
- During 2024, the Company elected to contribute discretionary matching contributions equal to 50% of the first7% of a participant’s contribution.
- Participants are immediately vested in their voluntary contributions plus earnings thereon.
- Vesting in the discretionary matching and non-elective contribution portion of their accounts, if any, is based on the following schedule: Years of Service Vesting 1 50% 2 75% 3 100%
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about ATLANTIC TOOL & DIE COMPANY 401K PLAN AND TRUST. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Target’s 401(k) Review: 100% Match on 5% with Immediate Vesting
- Eversource 401(k) Plan Review: Choose Your Match — 3% or 8%, Immediate Vesting Either Way
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
- Making Sense of Mixed Signals
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching ATLANTIC TOOL & DIE COMPANY 401K PLAN AND TRUST
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- THE PHOENIX FORGE GROUP 401(K) SAVINGS PLAN (372 participants, $44,782,269)
- BHARAT FORGE AMERICA, INC. 401(K) PLAN (369 participants, $7,158,671)
- METAL TECHNOLOGY SOLUTIONS, INC. PLAN (367 participants, $10,897,161)
- MOTOR CITY STAMPING, INC EMPLOYEES SALARY SAVINGS & PSP (376 participants, $5,627,883)
- TWIN CITY DIE CASTINGS COMPANY PROFIT SHARING THRIFT PLAN (377 participants, $8,556,213)