ALLIANCE RESIDENTIAL REALTY 401(K) PLAN Contribution & Employer Match
How ALLIANCE RESIDENTIAL REALTY LLC Supports Your Retirement Savings
ALLIANCE RESIDENTIAL REALTY LLC provides retirement savings benefits through ALLIANCE RESIDENTIAL REALTY 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
ALLIANCE RESIDENTIAL REALTY 401(K) PLAN Average Participant Retirement Account Value
ALLIANCE RESIDENTIAL REALTY 401(K) PLAN Estimated Average Employee Contribution Amount
202,381.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 3,162.00 in ALLIANCE RESIDENTIAL REALTY 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in ALLIANCE RESIDENTIAL REALTY 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
ALLIANCE RESIDENTIAL REALTY 401(K) PLAN Total Employer Contribution and Match Rate
ALLIANCE RESIDENTIAL REALTY 401(K) PLAN Estimated Average Employer Match
Investing in this additonal $817.00 for 20 years would give you extra $52,331.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
ALLIANCE RESIDENTIAL REALTY 401(K) PLAN Contribution & Match Policy
ALLIANCE RESIDENTIAL REALTY 401(K) PLAN Contribution, Match and Other Plan Policies
- Each participant may make salary deferral contributions up the maximum annual deferral limit set by the Internal Revenue Code.
- Catch-up contributions are permitted for participants age 50 and older.
- Eligible employees are automatically enrolled in the plan at a deferral rate equal to 6% of their compensation following completion of the eligibility requirements, unless they elect not to participate.
- The plan provides for automatic increases by 1% up to a maximum of 10% to occur once annually at the beginning of the Plan year.
- The Company’s matching contribution for 2024 and 2023 was $0.25 on the dollar up to 8% of eligible compensation.
- Each participant is immediately vested in his/her salary deferral, catch-up, and rollover contributions, and any earnings or losses on those contributions. The remainder of a participant’s account balance is vested based on years of service. Participants vest at 20% after one year of service, and the percentage increases by 20% annually until the participant is fully vested after five years of service.
- Less than 1 years: 0%
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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