403B THRIFT PLAN FOR DIVERSIFIED HOME SERVICES, INC. Contribution & Employer Match

403B THRIFT PLAN FOR DIVERSIFIED HOME SERVICES, INC. Average Participant Retirement Account Value

403B THRIFT PLAN FOR DIVERSIFIED HOME SERVICES, INC. Estimated Average Employee Contribution Amount

• Each year, eligible participants may contribute up to 100% of annual compensation on a pre-tax or Roth after-tax basis, or a combination of both, as defined by the Plan, subject to Internal Revenue Service (IRS) limitations.
• Employees are automatically enrolled in the Plan with a 3% deferral contribution, unless otherwise elected by the participant, and their contributions are invested in a designated fund until changed by the participant.
• Participants who have attained age 50 before the end of the plan year are eligible to make "catch-up contributions."

• Each year, the Employer makes matching contributions equal to the lesser of 50% of participants’ deferrals or 4% of eligible compensation.
• The Employer also makes a non-elective contribution equal to 1% of participants’ compensation, as defined.

• Participants are vested immediately in their contributions, plus actual earnings thereon.
• A participant’s interest in Employer matching contributions and employer non-elective contributions is fully vested after six years of credited service with the Employer in accordance with the following schedule: Vesting Years of Credited Service Percentage Two years 20% Three years 50% Four years 60% Five years 80% Six years 100%