403(B) THRIFT PLAN FOR COALITION FOR THE HOMELESS, INC. Contribution & Employer Match
How COALITION FOR THE HOMELESS, INC. Supports Your Retirement Savings
COALITION FOR THE HOMELESS, INC. provides retirement savings benefits through 403(B) THRIFT PLAN FOR COALITION FOR THE HOMELESS, INC.. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
403(B) THRIFT PLAN FOR COALITION FOR THE HOMELESS, INC. Average Participant Retirement Account Value
403(B) THRIFT PLAN FOR COALITION FOR THE HOMELESS, INC. Estimated Average Employee Contribution Amount
396,597.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 6,196.00 in 403(B) THRIFT PLAN FOR COALITION FOR THE HOMELESS, INC., assuming a 10%* annual return.
* Data are from public filings.
Employer Match in 403(B) THRIFT PLAN FOR COALITION FOR THE HOMELESS, INC.
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
403(B) THRIFT PLAN FOR COALITION FOR THE HOMELESS, INC. Total Employer Contribution and Match Rate
403(B) THRIFT PLAN FOR COALITION FOR THE HOMELESS, INC. Estimated Average Employer Match
Investing in this additonal $3,637.00 for 20 years would give you extra $232,827.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
403(B) THRIFT PLAN FOR COALITION FOR THE HOMELESS, INC. Contribution & Match Policy
403(B) THRIFT PLAN FOR COALITION FOR THE HOMELESS, INC. Contribution, Match and Other Plan Policies
- Each year, participants may contribute up to 100 percent of pre-tax annual compensation, as defined in the Plan.
- Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
- Such participants are permitted to make additional pre-tax contributions of up to $7,500 for each of the years ended December 31, 2024 and 2023, respectively.
- The Employer match is a contribution by the Plan Sponsor, which is a fixed amount equal to 25% of the participant elective deferrals that does not exceed 4% of participant compensation received during the Plan year.
- Participant’s contributed funds arising from elective deferrals and the earnings thereon are fully vested at all times.
- Participants are immediately vested 100% in the Plan Sponsor’s contribution.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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