Investment options of X3 STAFFING, INC. 401(K) PLAN
Total Available Funds: 44
| Investment Option List |
|---|
| 401(k) PLAN PLAN # |
| Vanguard Target Retirement 2020 Fund Pooled separate account (VTWNX) |
| Vanguard Target Retirement 2025 Fund Pooled separate account (VTTVX) |
| Vanguard Target Retirement 2030 Fund Pooled separate account (VTHRX) |
| Vanguard Target Retirement 2035 Fund Pooled separate account (VTTHX) |
| Vanguard Target Retirement 2040 Fund Pooled separate account (VFORX) |
| Vanguard Target Retirement 2045 Fund Pooled separate account (VTIVX) |
| Vanguard Target Retirement 2050 Fund Pooled separate account (VFIFX) |
| Vanguard Target Retirement 2055 Fund Pooled separate account (VFFVX) |
| Vanguard Target Retirement 2060 Fund Pooled separate account (VTTSX) |
| Vanguard Target Retirement 2065 Fund Pooled separate account (VSXFX) |
| American Funds 2020 Target Date Retirement Fund® Class R-3 Pooled separate account (RECTX) |
| American Funds 2030 Target Date Retirement Fund® Class R-3 Pooled separate account (REETX) |
| American Funds 2035 Target Date Retirement Fund® Class R-3 Pooled separate account (REFTX) |
| American Funds 2040 Target Date Retirement Fund® Class R-3 Pooled separate account (REGTX) |
| American Funds 2045 Target Date Retirement Fund® Class R-3 Pooled separate account (REHTX) |
| American Funds 2055 Target Date Retirement Fund® Class R-3 Pooled separate account (FAJTX) |
| American Funds 2060 Target Date Retirement Fund® Class R-3 Pooled separate account (CCKTX) |
| American Funds 2065 Target Date Retirement Fund® Class R-3 Pooled separate account (FBMTX) |
| American Funds New Perspective Fund® Class A Pooled separate account (FFPNX) |
| JH Multi-Index LS Conserv Pooled separate account |
| JH Multi-Index LS Moderate Pooled separate account |
| JH Multi-Index LS Balanced Pooled separate account |
| JH Multi-Index LS Growth Pooled separate account |
| JH Multi-Index LS Aggressive Pooled separate account |
| John Hancock Bond Fund Pooled separate account (JMABX) |
| John Hancock Alternative Asset Allocation Fund Pooled separate account (JAHZX) |
| BlackRock Global Allocation Pooled separate account (MGJAX) |
| Invesco Diversified Dividend Fund Pooled separate account (DDFIX) |
| Franklin Mutual Global Discovery Fund Pooled separate account (MDISX) |
| The Investment Company of America Pooled separate account (GSCPX) |
| The Growth Fund of America Pooled separate account |
| John Hancock 500 Index Fund Pooled separate account (JAGKX) |
| WisdomTree MidCap Dividend ETF Pooled separate account |
| Vanguard Strategic Equity Fund Pooled separate account (VSEQX) |
| Vanguard Mid-Cap Growth ETF Pooled separate account (VMGIX) |
| Wells Fargo Small company Growth Fund Pooled separate account (WFSIX) |
| TIAA-CREF Small-Cap Blend Index Fund Pooled separate account (TISBX) |
| JH Small Cap Index Fund Pooled separate account (DPSGX) |
| Nuveen Small Cap Value Fund Pooled separate account (NSCRX) |
| John Hancock Mid Cap Index Fund Pooled separate account (JHMSX) |
| John Hancock Small Growth Index Fund Pooled separate account |
| John Hancock Disciplined Value International Fund Pooled separate account (JDIBX) |
| John Hancock Intl Equity Index Fund Pooled separate account (JDIVX) |
Investment model portfolios
We provide two types of investment model portfolios for X3 STAFFING, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for X3 STAFFING, INC. 401(K) PLAN