Investment options of WTC WEND 401(K) SAVINGS PLAN
Total Available Funds: 41
| Investment Option List |
|---|
| iShares S&P 500 Index K (BSPPX) |
| MFS Core Equity R6 (MRGJX) |
| BlackRock LifePath Index 2040 Fund Inst (LIKIX) |
| Undiscovered Managers Behavioral Value R6 (UBVLX) |
| Janus Henderson Triton Fund Inst (JSMGX) |
| Lord Abbett Inflation Focused R6 (LIFCX) |
| BlackRock LifePath Index 2055 Fund Inst (LIVIX) |
| BlackRock LifePath Index Return Fund Inst (LIBIX) |
| BlackRock LifePath 2060 K (BAPAX) |
| JPMorgan Large Cap Growth R6 (SEEGX) |
| PIMCO Stocksplus Small Inst (PCKPX) |
| BlackRock FedFund – Premier (TFDXX) |
| BlackRock LifePath Index 2050 Fund Inst (LIPIX) |
| BlackRock LifePath Index 2030 Fund Inst (LINIX) |
| iShares Russell Midcap Index (CIETX) |
| PGIM High Yield Fund R6 (PHYEX) |
| Principal Re Securities Inst |
| BlackRock LifePath Index 2035 Fund Inst (LIJIX) |
| American Funds Funds New World R6 (HVWBX) |
| iShares Msci Eafe Intl Index (BTMGX) |
| Transamerica Bond Inst (TBOIX) |
| BlackRock LifePath Index 2045 Fund Inst (LIHIX) |
| 9.50% with various maturity dates |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| BLK LP INDEX 2040 FUND – INST |
| UNDISC MGRS BEHAVIORAL VAL R6 (MGRS) |
| JANUS HENDERSON TRITON FUND I (JSMGX) |
| LDA INFLATION FOCUSED R6 (VPTSX) |
| BLK LP INDEX 2055 FUND – INST |
| BLK LP INDEX RET FUND – INST |
| PIMCO STOCKSPLUS SMALL I (PCKPX) |
| BLK LP INDEX 2050 FUND – INST |
| BLK LP INDEX 2030 FUND INST |
| ISHARES RUSSELL MIDCAP INDEX K |
| PRINCIPAL RE SECURITIES I |
| BLK LP INDEX 2035 FUND INST |
| AMERICAN FUNDS NEW WORLD R6 (HVWBX) |
| ISHARES MSCI EAFE INTL INDEX K (BTMGX) |
| TRANSAMERICA BOND I (TBOIX) |
| BLK LP INDEX 2045 FUND – INST |
Investment model portfolios
We provide two types of investment model portfolios for WTC WEND 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WTC WEND 401(K) SAVINGS PLAN