Investment options of WORLDWIDE TECHSERVICES 401K RETIREMENT SAVINGS PLAN
Total Available Funds: 28
| Investment Option List |
|---|
| JPMorgan U.S. Equity Fund Class R6 N/R (JHTRX) |
| iShares S&P iShares S&P 500Index Fund Institutional N/R |
| Vanguard Mid Cap Index Admiral N/R |
| JPMorgan SmartRetirement 2020 R6 N/R (JTTIX) |
| JPMorgan SmartRetirement 2030 RB N/R (RB) |
| JPMorgan SmartRetirement 2040 RB N/R (RB) |
| JPMorgan SmartRetirement 2025 R6 N/R (JNSIX) |
| JPMorgan Intrepid Mid Cap RB N/R |
| American Funds American Europacific Growth R6 N/R (FEPUX) |
| JPMorgan SmartRetirement 2035 R6 N/R (SRJIX) |
| Pioneer Bond Fund K N/R |
| BlackRock High Yield K N/R |
| JPMorgan SmartRetirement 2045 R6 N/R (JSAIX) |
| Pioneer Fundamental Growth Class Y N/R (PIGFX) |
| Clearbridge Clearbridge Small Cap Growth I N/R (SBPYX) |
| JPMorgan Smart Retirement 2050 R6 N/R |
| PIMCO Real Return Fund Class N/R (PRLPX) |
| iShares iShares MSCI EAFE International Index N/R |
| JPMorgan Value Advantage Fund Class N/R (JVAIX) |
| Columbia Small Cap Index Fund N/R |
| JPMorgan SmartRetirement 2055 RB N/R (RB) |
| Invesco Global Fund R6 N/R |
| JPMorgan Undiscovered Managers N/R |
| American Capital American Capital Income N/R |
| BlackRock Global Allocation K N/R (MGJAX) |
| First Eagle First Eagle Global Fund Class I N/R (SGIIX) |
| JPMorgan SmartRetirement 2060 R6 N/R (JAKYX) |
| PENDING SETTLEMENT FUND PENDING SETTLEMENT FUNDS |
Investment model portfolios
We provide two types of investment model portfolios for WORLDWIDE TECHSERVICES 401K RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WORLDWIDE TECHSERVICES 401K RETIREMENT SAVINGS PLAN