Investment options of WERNER CO. EMPLOYEE SAVINGS PLAN
Total Available Funds: 30
| Investment Option List |
|---|
| American Beacon Small Cap Value Fund-Institutional Class Y (AASVX) |
| American Century Short Duration Fund R5 Class (ASDOX) |
| BlackRock Mid-Cap Growth Equity Portfolio Institutional Shares (CMGIX) |
| Fidelity Investments Fidelity Freedom K 2010 Fund (FFFCX) |
| Fidelity Investments Fidelity Freedom K 2015 Fund (FFVFX) |
| Fidelity Investments Fidelity Freedom K 2020 Fund (FFFDX) |
| Fidelity Investments Fidelity Freedom K 2025 Fund (FFTWX) |
| Fidelity Investments Fidelity Freedom K 2030 Fund (FFFEX) |
| Fidelity Investments Fidelity Freedom K 2035 Fund (FFTHX) |
| Fidelity Investments Fidelity Freedom K 2040 Fund (FFFFX) |
| Fidelity Investments Fidelity Freedom K 2045 Fund (FFFGX) |
| Fidelity Investments Fidelity Freedom K 2050 Fund (FFFHX) |
| Fidelity Investments Fidelity Freedom K 2055 Fund (FDEWX) |
| Fidelity Investments Fidelity Freedom K 2060 Fund (FDKNX) |
| Fidelity Investments Fidelity Freedom K 2065 Fund (FAXDX) |
| Fidelity Investments Fidelity Freedom K 2070 Fund (FRBDX) |
| Fidelity Investments Fidelity Freedom K Income Fund (FFFAX) |
| Fidelity Investments Fidelity Growth Company Fund-Class K (FDGFX) |
| Fidelity Investments Fidelity Over-the-Counter Portfolio-Class K |
| Fidelity Investments Fidelity 500 Index Fund-Premium Class (FUSVX) |
| Fidelity Investments Fidelity Extended Market Index Fund-Premium Class (FSEVX) |
| Fidelity Investments Fidelity International Index Fund-Premium Class (FSIVX) |
| Fidelity Investments Fidelity US Bond Index Fund-Premium Advantage Class (FSBAX) |
| Goldman Sachs Emerging Markets Equity Insights Fund Class (GERIX) |
| JPMorgan investment Management Inc JPMorgan Equity Income Fund-Class R5 (HLIEX) |
| JPMorgan investment Management Inc JPMorgan Core Plus Bond R6 (JCPUX) |
| Massachusetts Financial Services Co. MFS International Diversification Fund-Class R4 (MDIJX) |
| Pioneer Investments Pioneer Strategic Income Fund (PSFYX) |
| Vanguard MDCPVAL IDX ADM |
| 5.25% to 10.50%) |
Investment model portfolios
We provide two types of investment model portfolios for WERNER CO. EMPLOYEE SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WERNER CO. EMPLOYEE SAVINGS PLAN