Investment options of VICTOR TREATMENT CENTERS 403(B) PLAN
Total Available Funds: 25
| Investment Option List |
|---|
| Capital Group American Funds Registered Investments $ – |
| BlackRock Lifepath Index 2050 K Fund (LPRFX) |
| BlackRock Lifepath Index 2035 K Fund (LPJCX) |
| BlackRock Lifepath Index 2045 K Fund (LPHRX) |
| Vanguard 500 Index Admiral Fund (VFINX) |
| BlackRock Lifepath Index Retirement K Fund (STLAX) |
| BlackRock Lifepath Index 2055 K Fund (LEVAX) |
| BlackRock Lifepath Index 2040 K Fund (STLEX) |
| JP Morgan JP Morgan Large Cap Growth R6 Fund (SNIGX) |
| BlackRock Lifepath Index 2030 K Fund (STLDX) |
| Vanguard Developed Markets Index Admiral Fund (VDMIX) |
| BlackRock Lifepath Index 2060 K Fund (BAPAX) |
| Hartford Hartford Equity Income Y Fund (HQIYX) |
| Vanguard Small Cap Growth Index Admiral Fund (VISGX) |
| MFS Mid Cap Value R6 Fund (MCVIX) |
| JP Morgan JP Morgan Mid Cap Growth R6 Fund (DGRDX) |
| BlackRock Lifepath Index 2065 K Fund (LIWAX) |
| MFS International Diversification R6 Fund (MDIJX) |
| Vanguard Wellington Investor Fund (VWENX) |
| Vanguard Small Cap Index Admiral Fund (VISVX) |
| Vanguard Mid Cap Index Admiral Fund (VIMSX) |
| Columbia Threadneedle Columbia Strategic Income I3 Fund (LSIZX) |
| T. Rowe Price Health Sciences Fund (PRHSX) |
| Goldman Sachs Small Cap Value Insights R6 Fund (GSITX) |
| Principal Trust Company General account |
Investment model portfolios
We provide two types of investment model portfolios for VICTOR TREATMENT CENTERS 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VICTOR TREATMENT CENTERS 403(B) PLAN