Investment options of UNIVERSAL LOGISTICS HOLDINGS, INC. 401K PLAN
Total Available Funds: 30
| Investment Option List |
|---|
| Fidelity Management Trust Company Puritan Fund (FPURX) |
| Fidelity Management Trust Company Contra Fund |
| Fidelity Management Trust Company Equity Fund (FEQIX) |
| Fidelity Management Trust Company Low Priced Stock Fund (FLPSX) |
| Fidelity Management Trust Company Diversified International Fund (FDIVX) |
| Fidelity Management Trust Company Dividend Growth Fund (FDGFX) |
| Fidelity Management Trust Company Mid-Cap Stock Fund (FMCSX) |
| Fidelity Management Trust Company Freedom Income Fund (FFFAX) |
| Fidelity Management Trust Company Freedom 2010 Fund (FFFCX) |
| Fidelity Management Trust Company Freedom 2015 Fund (FFVFX) |
| Fidelity Management Trust Company Freedom 2020 Fund (FFFDX) |
| Fidelity Management Trust Company Freedom 2025 Fund (FFTWX) |
| Fidelity Management Trust Company Freedom 2030 Fund (FFFEX) |
| Fidelity Management Trust Company Freedom 2035 Fund (FFTHX) |
| Fidelity Management Trust Company Freedom 2040 Fund (FFFFX) |
| Fidelity Management Trust Company Freedom 2045 Fund (FFFGX) |
| Fidelity Management Trust Company Freedom 2050 Fund (FFFHX) |
| Fidelity Management Trust Company Freedom 2055 Fund (FDEWX) |
| Fidelity Management Trust Company Freedom 2060 Fund (FDKNX) |
| Fidelity Management Trust Company Inflation Protected Bond Fund (FINPX) |
| Fidelity Management Trust Company Small Cap Value Fund (FCPVX) |
| Fidelity Management Trust Company Extended Market (FSEMX) |
| Fidelity Management Trust Company International (FDIVX) |
| Fidelity Management Trust Company 500 Index Fund (FUSEX) |
| Fidelity Management Trust Company U.S. Bond (FSHBX) |
| Fidelity Management Trust Company Freedom 2065 Fund (FAXDX) |
| Fidelity Management Trust Company Small Cap (FSISX) |
| Fidelity Management Trust Company Large Cap Growth Fund (FSLGX) |
| Fidelity Management Trust Company Large Cap Value Fund (FSLVX) |
| Fidelity Management Trust Company Intermeditate Treasury Bond (FSBAX) |
Investment model portfolios
We provide two types of investment model portfolios for UNIVERSAL LOGISTICS HOLDINGS, INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for UNIVERSAL LOGISTICS HOLDINGS, INC. 401K PLAN