Investment options of UMA SUPPLEMENTAL 403(B) PLAN
Total Available Funds: 116
| Investment Description |
|---|
| Charles Schwab & Co., Inc. Personal Choice Retirement Accounts |
| Allspring Special Small Cap Value Fund |
| American Funds Europacific Growth |
| Black Rock Mid Cap Growth Equity |
| Harbor Capital Appreciation Fund Institutional |
| JP Morgan Equity Income |
| Loomis Sayles Small Cap Growth |
| MFS Mid Cap Value Fund |
| T.Rowe Price Retirement 2005 I |
| T.Rowe Price Retirement 2010 I |
| T.Rowe Price Retirement 2015 I |
| T.Rowe Price Retirement 2020 I |
| T.Rowe Price Retirement 2025 I |
| T.Rowe Price Retirement 2030 I |
| T.Rowe Price Retirement 2035 I |
| T.Rowe Price Retirement 2040 I |
| T.Rowe Price Retirement 2045 I |
| T.Rowe Price Retirement 2050 I |
| T.Rowe Price Retirement 2055 I |
| T.Rowe Price Retirement 2060 I |
| T.Rowe Price Retirement 2065 I |
| Vanguard Extended Market Index Institutional |
| Vanguard Institutional Index Fund |
| Vanguard Bond Market Index Instl |
| Vanguard 500 Index Fund Admiral |
| Vanguard Capital Opportunity Fund |
| Vanguard Developed Markets Index Fund |
| Vanguard Emerging Markets Stock Index |
| Vanguard Energy Fund Admiral Shares |
| Vanguard Equity Income Fund |
| Vanguard Explorer Fund |
| Vanguard Explorer Value Fund |
| Vanguard FTSE All-World Ex-US Small Cap Fund |
| Vanguard FTSE All-World Ex-US Index Fund |
| Vanguard Wellington Fund Admiral |
| Vanguard Growth and Income Fund Investor |
| Vanguard Growth Index Fund Admiral |
| Vanguard High-Yield Corporate Fund |
| Vanguard Inflation-Protected Securities Fund Admiral Shares |
| Vanguard Intermediate-Term Investment Growth |
| Vanguard International Explorer Fund |
| Vanguard International Growth Fund Admiral |
| Vanguard Large-Cap Index Fund Admiral |
| Vanguard Lifestrategy Conservative Growth |
| Vanguard Lifestrategy Growth Fund |
| Vanguard Lifestrategy Moderate Growth Fund |
| Vanguard Mid-Cap Growth Fund Admiral |
| Vanguard Global Capital Cycles Fund |
| Vanguard Selected Value Fund |
| Vanguard Short-term Inflation-Protected |
| Vanguard Short-term Investment Grade Fund |
| Vanguard Small-Cap Index Fund Investor |
| Vanguard Small-Cap Value Index Fund Admiral |
| Vanguard Star Fund |
| Vanguard Target Retirement 2030 Fund |
| Vanguard Target Retirement 2035 Fund |
| Vanguard Target Retirement 2040 Fund |
| Vanguard Target Retirement 2045 Fund |
| Vanguard Target Retirement 2050 Fund |
| Vanguard Bond Market Index Fund Admiral |
| Vanguard U.S. Growth Fund Admiral |
| Vanguard U.S. Growth Fund Investor |
| Vanguard Value Index Fund Admiral |
| Vanguard Windsor Fund Admiral |
| Vanguard Windsor Fund Investor |
| Vanguard Windsor II Fund Admiral |
| Fidelity Fund |
| Fidelity Select Tech Hardware Portfolio |
| Fidelity Select Semiconduct |
| Fidelity Leverged Stock |
| Fidelity Magellan Fund |
| Fidelity Contrafund |
| Fidelity Growth Company |
| Fidelity Investment Grade Bond Fund |
| Fidelity Growth & Income Fund |
| Fidelity Capital & Income Fund |
| Fidelity Value Fund |
| Fidelity Select Biotech Portfolio |
| Fidelity Government Income Fund |
| Fidelity Select Energy Portfolio |
| Fidelity Select Technology Portfolio |
| Fidelity Balanced Fund |
| Fidelity International Discovery Fund |
| Fidelity Capital Appreciation Fund |
| Fidelity Canada Fund |
| Fidelity Blue Chip Growth Fund |
| Fidelity Asset Manager 50% Fund |
| Fidelity Asset Manager 70% Fund |
| Fidelity Low Priced Stock Fund |
| Fidelity Equity Dividend Income Fund |
| Fidelity Growth Strategies Fund |
| Fidelity Diversified International Fund |
| Fidelity Dividend Growth Fund |
| Fidelity New Markets Income Fund |
| Fidelity Focused Stock Fund |
| Fidelity Stock Selector Small Cap Fund |
| Fidelity Mid Cap Stock Fund |
| Fidelity Large Cap Stock Fund |
| Fidelity Small Cap Stock Fund |
| Fidelity Select Medical Technology and Devices Portfolio |
| Fidelity Four in One Index Fund |
| Fidelity Freedom 2015 K |
| Fidelity Freedom 2020 K |
| Fidelity Freedom 2030 K |
| Fidelity Freedom 2035 K |
| Fidelity Freedom 2040 K |
| Fidelity Small Cap Discovery Fund |
| Fidelity Short Term Bond Fund |
| Fidelity Select Health Care Services Portfolio |
| Fidelity Floating Rate High Income Fund |
| Fidelity International Small Cap Fund |
| Fidelity Small Cap Value Fund |
| Fidelity International Index Fund |
| Fidelity 500 Index Fund |
| Fidelity Stock Selector Mid Cap Fund |
| Fidelity Inflation Protected Bond Index Fund |
Investment model portfolios
We provide two types of investment model portfolios for UMA SUPPLEMENTAL 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for UMA SUPPLEMENTAL 403(B) PLAN