Investment options of TRANSPORTATION COMMODITIES, INC. 401(K) SAVINGS PLAN
Total Available Funds: 58
| Investment Description |
|---|
| Invesco Stable Asset Fund |
| American Funds: Global Balanced Fund |
| New World Fund |
| Large Cap International Fund |
| Fidelity: |
| International |
| Small Cap |
| JP Morgan: US Equity Fund |
| Government Bond Fund |
| MFS Value Fund |
| PIMCO Income Fund |
| Pioneer Bond Fund |
| Lifecycle Index 2025 Fund |
| Lifecycle Index 2030 Fund |
| Lifecycle Index 2035 Fund |
| Lifecycle Index 2040 Fund |
| Lifecycle Index 2045 Fund |
| Lifecycle Index 2050 Fund |
| Lifecycle Index 2055 Fund |
| Lifecycle Index 2060 Fund |
| Lifecycle Index Retirement Income Fund |
| Inflation Link Bd Instl Fund |
| Social Choice Equity Fund |
| Vanguard: US Growth Fund |
| Wellesley Income Fund |
| Victory Established Value Fund |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| JPMORGAN US EQUITY FUND R6 |
| PIONEER BOND FUND – K |
| AMERICAN FUNDS NEW WORLD R6 |
| VANGUARD US GROWTH FUND ADM |
| DFA LARGE CAP INTL PORT INST |
| NUVEEN LC INDEX 2040 R6 |
| VANGUARD WELLESLEY INCOME-ADMR |
| NUVEEN LC INDEX 2060 R6 |
| NUVEEN LC INDEX 2020 R6 |
| MFS VALUE R6 |
| NUVEEN LC INDEX 2045 R6 |
| NUVEEN LC INDEX 2035 R6 |
| NUVEEN LARGE CAP RESP EQ R6 |
| FID INTERNATIONAL INDEX |
| NUVEEN LC INDEX 2030 R6 |
| NUV LIFECYCLE IDX RET INC R6 |
| JPMORGAN GOV BOND R6 |
| FID 500 IND |
| DIMENSIONAL GLOBAL EQTY – INST |
| AMF GLOBAL BALANCED FUND – R6 |
| NUVEEN LC INDEX 2025 R6 |
| NUVEEN INFLATIONLINKED BOND R6 |
| NUVEEN LC INDEX 2050 R6 |
| FID MID CAP INDEX |
| FID SMALL CAP INDEX |
| VICTORY ESTABLISHED VALUE R6 |
| PIMCO INCOME FUND – INSTL |
| DWS RREEF REAL EST SEC R6 |
| NUVEEN LC INDEX 2055 R6 |
| INVESCO STABLE ASSET – ADPZ |
Investment model portfolios
We provide two types of investment model portfolios for TRANSPORTATION COMMODITIES, INC. 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TRANSPORTATION COMMODITIES, INC. 401(K) SAVINGS PLAN