Investment options of TOURO 403(B) PLAN
Total Available Funds: 147
| Investment Description |
|---|
| 4 CREF Stock R2 Registered investment companies |
| 6 CREF Social Choice R2 Registered investment companies |
| 7 CREF Global Equities R2 Registered investment companies |
| 8 CREF Growth R2 Registered investment companies |
| 9 CREF Equity Index R2 Registered investment companies |
| 10 CREF Inflation-Linked Bond R2 Registered investment companies |
| 12 CREF Core Bond R2 Registered investment companies |
| 13 Nuveen Real Est Sec Sel R6 Registered investment companies |
| 14 Vanguard Equity Income Adm Registered investment companies |
| 15 Vanguard Federal Money Mkt Inv Registered investment companies |
| 16 Vanguard Infl Protect Sec Inst Registered investment companies |
| 17 Vanguard Inst Idx Inst Registered investment companies |
| 18 Vanguard Mid-Cap Idx Inst Registered investment companies |
| 19 Vanguard Small-Cap Idx Inst Registered investment companies |
| 20 Vanguard Ttl Intl Stk Idx Inst Registered investment companies |
| 21 Vanguard Ttl Bd Mkt Idx Inst Registered investment companies |
| 22 MFS Intl Diversification Cl R6 Registered investment companies |
| 23 Amer Beacon Small Cap Value R6 Registered investment companies |
| 24 Loomis Sayles Core Plus Bond N Registered investment companies |
| 25 Nationwide Geneva Sml Cp Gr R6 Registered investment companies |
| 26 PGIM Jennison Growth Class R6 Registered investment companies |
| 27 T Rowe Price Inst M-C Eq Grw Registered investment companies |
| 28 Allspring Spec Mid Cap Val R6 Registered investment companies |
| 29 Vanguard PRIMECAP Adm Registered investment companies |
| 30 TIAA-CREF Self Directed Acct Registered investment companies |
| 31 FID FIDELITY FUND Registered investment companies |
| 32 FID PURITAN Registered investment companies |
| 33 FID TREND Registered investment companies |
| 34 FID SEL TEC HARDWARE Registered investment companies |
| 35 FID SEL SEMICONDUCT Registered investment companies |
| 36 FID SEL CONS STAPLES Registered investment companies |
| 37 FID GNMA Registered investment companies |
| 38 FID MAGELLAN Registered investment companies |
| 39 FID CONTRAFUND Registered investment companies |
| 40 FID EQUITY INC Registered investment companies |
| 41 FID GROWTH COMPANY Registered investment companies |
| 42 FID INVST GR BD Registered investment companies |
| 43 FID GROWTH & INC Registered investment companies |
| 44 FID SEL SOFTWARE Registered investment companies |
| 45 FID INTERMED BOND Registered investment companies |
| 46 FID CAPITAL & INCOME Registered investment companies |
| 47 FID VALUE Registered investment companies |
| 48 FID SEL GOLD Registered investment companies |
| 49 FID SEL BIOTECH Registered investment companies |
| 51 FID SEL RETAILING Registered investment companies |
| 52 FIDELITY GOVT INCOME Registered investment companies |
| 54 FID SEL ENERGY Registered investment companies |
| 55 FID SEL HEALTHCARE Registered investment companies |
| 56 FID SEL TECHNOLOGY Registered investment companies |
| 57 FID SEL UTILITIES Registered investment companies |
| 58 FIDELITY FINANCIALS Registered investment companies |
| 59 FID SEL DEFENSE Registered investment companies |
| 60 FID SEL CHEMICALS Registered investment companies |
| 61 FID OTC PORTFOLIO Registered investment companies |
| 62 FID OVERSEAS Registered investment companies |
| 63 FID SEL TELECOMM Registered investment companies |
| 64 FID NEW MILLEN Registered investment companies |
| 65 FID EUROPE Registered investment companies |
| 67 FID BALANCED Registered investment companies |
| 68 FID INTL DISCOVERY Registered investment companies |
| 69 FID CAPITAL APPREC Registered investment companies |
| 70 FID CONVERTIBLE SEC Registered investment companies |
| 71 FID CANADA Registered investment companies |
| 72 FID TELECOM & UTIL Registered investment companies |
| 73 FID BLUE CHIP GR Registered investment companies |
| 74 FID ASSET MGR 50% Registered investment companies |
| 75 FID DISCIPLND EQTY Registered investment companies |
| 76 FID LOW PRICED STK Registered investment companies |
| 77 FID WORLDWIDE Registered investment companies |
| 78 FID STOCK SELECTOR Registered investment companies |
| 79 FID ASSET MGR 70% Registered investment companies |
| 80 FID EMERGING MKTS Registered investment companies |
| 81 FID DIVERSIFD INTL Registered investment companies |
| 82 FID ASSET MGR 20% Registered investment companies |
| 83 FID DIVIDEND GR Registered investment companies |
| 84 FID NEW MARKETS INC Registered investment companies |
| 85 FID FOCUSED STOCK Registered investment companies |
| 86 FID INTL CAP APPREC Registered investment companies |
| 87 FID MID CAP STOCK Registered investment companies |
| 88 FID LARGE CAP STOCK Registered investment companies |
| 89 FID GROWTH DISC Registered investment companies |
| 90 FID SMALL CAP STOCK Registered investment companies |
| 91 FID NORDIC Registered investment companies |
| 92 FID ASSET MGR 85% Registered investment companies |
| 93 FID JAPAN Registered investment companies |
| 94 FID EMERGING ASIA Registered investment companies |
| 95 FID CHINA REGION Registered investment companies |
| 96 FID SEL ENT TECH SVC Registered investment companies |
| 97 FID SEL MED TECH&DV Registered investment companies |
| 98 FID MULTI ASSET IDX Registered investment companies |
| 99 FID JAPAN SMALL CO Registered investment companies |
| 100 FID MEGA CAP STOCK Registered investment companies |
| 101 FID SM CAP DISCOVERY Registered investment companies |
| 102 FID TREASURY ONLY MM Registered investment companies |
| 103 FID SHORT TERM BOND Registered investment companies |
| 104 FID INTM GOVT INCOME Registered investment companies |
| 105 FID HIGH INCOME Registered investment companies |
| 106 FID GOVT MMKT Registered investment companies |
| 107 FID SEL COMM SERV Registered investment companies |
| 108 FID SEL HTH CARE SVC Registered investment companies |
| 109 FID SEL BANKING Registered investment companies |
| 110 FID SEL MATERIALS Registered investment companies |
| 111 FID SEL CONSTR/HOUSE Registered investment companies |
| 112 FID SEL TRANSPORT Registered investment companies |
| 113 FID NATURAL RES Registered investment companies |
| 114 FID SEL INDUSTRIALS Registered investment companies |
| 115 FID ENV ALT ENERGY Registered investment companies |
| 116 FID SEL PHARMACEUTCL Registered investment companies |
| 117 FID STKSEL LGCAP VAL Registered investment companies |
| 118 FID MID CAP VALUE Registered investment companies |
| 119 FID FLOAT RT HI INC Registered investment companies |
| 120 FID INTL SMALL CAP Registered investment companies |
| 123 FID SEL WIRELESS Registered investment companies |
| 124 FID BLUE CHIP VALUE Registered investment companies |
| 125 FID NASDAQ COMP INDX Registered investment companies |
| 126 FID STRAT DIV & INC Registered investment companies |
| 127 FID SMALL CAP GROWTH Registered investment companies |
| 128 FID SMALL CAP VALUE Registered investment companies |
| 129 FID STRAT REAL RET Registered investment companies |
| 130 FID ASSET MGR 60% Registered investment companies |
| 132 FID CORPORATE BOND Registered investment companies |
| 133 FID US BOND IDX Registered investment companies |
| 134 FID 500 INDEX Registered investment companies |
| 135 FID EMRG MKTS IDX Registered investment companies |
| 136 FID MID CAP IDX Registered investment companies |
| 138 FID SM CAP IDX Registered investment companies |
| 140 FID INTL INDEX Registered investment companies |
| 141 FID EXTD MKT IDX Registered investment companies |
| 142 FID GLOBAL EQ INCOME Registered investment companies |
| 143 FID STK SEL MID CAP Registered investment companies |
| 144 FID GOVT MMRK PRM Registered investment companies |
| 145 FID FREEDOM INC K Registered investment companies |
| 146 FID FREEDOM 2010 K Registered investment companies |
| 147 FID FREEDOM 2015 K Registered investment companies |
| 148 FID FREEDOM 2020 K Registered investment companies |
| 149 FID FREEDOM 2025 K Registered investment companies |
| 150 FID FREEDOM 2030 K Registered investment companies |
| 151 FID FREEDOM 2035 K Registered investment companies |
| 152 FID FREEDOM 2040 K Registered investment companies |
| 153 FID FREEDOM 2045 K Registered investment companies |
| 154 FID FREEDOM 2050 K Registered investment companies |
| 155 FID FREEDOM 2055 K Registered investment companies |
| 156 FID FREEDOM 2060 K Registered investment companies |
| 157 FID INTM TR BD IDX Registered investment companies |
| 158 FID LT TR BD IDX Registered investment companies |
| 159 FID ST TR BD IDX Registered investment companies |
| 160 FID STRATEGIC INCOME Registered investment companies |
Investment model portfolios
We provide two types of investment model portfolios for TOURO 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TOURO 403(B) PLAN