Investment options of THOR INDUSTRIES, INC. 401(K) PLAN
Total Available Funds: 32
| Investment Description |
|---|
| Vanguard FTSE Social Security Index Fund Admiral N/R |
| BlackRock Mid-Cap Growth Equity K N/R |
| PIMCO Global Bond Opportunities Fund N/R |
| Driehaus Emerging Markers Growth Fund N/R |
| MFS International Intrinsic Value Fund Class R6 N/R |
| PIMCO Income Institutional N/R |
| American Funds EuroPacific Growth Fund R6 N/R |
| American Funds Washington Mutual Investors Fund N/R |
| Fidelity Contrafund – Class K N/R |
| Dodge & Cox Income Fund Class X N/R |
| MGL Small Cap Value Institutional N/R |
| Dodge & Cox Stock Fund Class X N/R |
| Northern Trust ACWI EX-US INDEX N/R |
| Northern Trust Northern Trust AGGREG BOND INDEX N/R |
| Northern Trust Northern Trust EXT EQ MKT IDX N/R |
| Northern Trust Northern Trust S&P 500 INDEX N/R |
| Harbor Harbor Cap APPR R N/R |
| MFS Mid Cap Value CT N/R |
| Fidelity Freedom Blend 2065 Q N/R |
| Fidelity Freedom Blend 2060 Q N/R |
| Fidelity Freedom Blend 2055 Q N/R |
| Fidelity Freedom Blend 2050 Q N/R |
| Fidelity Freedom Blend 2045 Q N/R |
| Fidelity Freedom Blend 2040 Q N/R |
| Fidelity Freedom Blend 2035 Q N/R |
| Fidelity Freedom Blend 2030 Q N/R |
| Fidelity Freedom Blend 2025 Q N/R |
| Fidelity Freedom Blend 2020 Q N/R |
| Fidelity Freedom Blend 2015 Q N/R |
| Fidelity Freedom Blend 2010 Q N/R |
| Fidelity Freedom Blend Inc Q N/R |
| New York Life NYL Anchor Account N/R |
Investment model portfolios
We provide two types of investment model portfolios for THOR INDUSTRIES, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THOR INDUSTRIES, INC. 401(K) PLAN