Investment options of THE NEMOURS FOUNDATION SECTION 403(B) PLAN
Total Available Funds: 201
| Investment Description |
|---|
| Allspring Special Small Cap Value I |
| American Funds EuroPacific Growth R5 |
| Carillon Eagle Mid Cap Growth I |
| DFA Emerging Markets I |
| Dodge & Cox Income |
| Fidelity 500 Index |
| Fidelity 500 Index Institutional Prem |
| Fidelity Asset Manager 20% Fund |
| Fidelity Asset Manager 50% Fund |
| Fidelity Asset Manager 60% Fund |
| Fidelity Asset Manager 70% Fund |
| Fidelity Asset Manager 85% Fund |
| Fidelity Balanced Fund |
| Fidelity Blue Chip Growth Fund |
| Fidelity Blue Chip Value Fund |
| Fidelity Canada Fund |
| Fidelity Capital & Income Fund |
| Fidelity Capital Appreciation Fund |
| Fidelity China Region Fund |
| Fidelity Contrafund Fund |
| Fidelity Corporate Bond Fund |
| Fidelity Disciplined Equity Fund |
| Fidelity Diversified International Fund |
| Fidelity Dividend Growth Fund |
| Fidelity Emerging Asia Fund |
| Fidelity Emerging Markets Fund |
| Fidelity Equity Dividend Income Fund |
| Fidelity Equity Income Fund |
| Fidelity Europe Fund |
| Fidelity Extended Market Index |
| Fidelity Focused Stock Fund |
| Fidelity Freedom 2010 Fund |
| Fidelity Freedom 2020 Fund |
| Fidelity Freedom 2025 Fund |
| Fidelity Freedom 2030 Fund |
| Fidelity Freedom 2035 Fund |
| Fidelity Freedom 2040 Fund |
| Fidelity Freedom 2045 Fund |
| Fidelity Freedom 2050 Fund |
| Fidelity Freedom Income K |
| Fidelity Freedom Index 2030 Fund – Institutional Premium Class |
| Fidelity Fund |
| Fidelity Global Credit Fund |
| Fidelity Global Equity Income Fund |
| Fidelity GNMA Fund |
| Fidelity Government Income Fund |
| Fidelity Growth & Income Portfolio |
| Fidelity Growth Company |
| Fidelity Growth Discovery Fund |
| Fidelity Growth Strategies Fund |
| Fidelity High Income Fund |
| Fidelity Inflation Protected Bond Index |
| Fidelity Intermediate Bond Fund |
| Fidelity Intermediate Government Income Fund |
| Fidelity International Capital Appreciation Fund |
| Fidelity International Discovery Fund |
| Fidelity International Growth Fund |
| Fidelity International Index |
| Fidelity International Small Cap Fund |
| Fidelity Investment Grade Bond Fund |
| Fidelity Japan Fund |
| Fidelity Long-Term Treasury Bond Index Fund |
| Fidelity Low – Priced Stock Fund |
| Fidelity Magellan Fund |
| Fidelity Mid Cap Index |
| Fidelity Mid Cap Index Premium |
| Fidelity Mid Cap Value Fund |
| Fidelity Mid-Cap Stock Fund |
| Fidelity Multi Asset IDX |
| Fidelity New Markets Income Fund |
| Fidelity New Millennium Fund |
| Fidelity OTC Portfolio |
| Fidelity Overseas Fund |
| Fidelity Pacific Basin Fund |
| Fidelity Puritan Fund |
| Fidelity Select Banking Portfolio |
| Fidelity Select Biotechnology Portfolio |
| Fidelity Select Chemicals Portfolio |
| Fidelity Select Comm Service |
| Fidelity Select Construction & Housing Portfolio |
| Fidelity Select Consumer Finance Portfolio |
| Fidelity Select Defense & Aerospace Portfolio |
| Fidelity Select Energy Portfolio |
| Fidelity Select Financial Services Portfolio |
| Fidelity Select Gold Portfolio |
| Fidelity Select Health Care Portfolio |
| Fidelity Select IT Services Portfolio |
| Fidelity Select Leisure Portfolio |
| Fidelity Select Medical Equipment and Systems Portfolio |
| Fidelity Select Natural Resources Portfolio |
| Fidelity Select Pharmaceuticals Portfolio |
| Fidelity Select Semiconductors |
| Fidelity Select Software & IT Services Portfolio |
| Fidelity Select Technology Portfolio |
| Fidelity Select Telecommunications Portfolio |
| Fidelity Select Transportation Portfolio |
| Fidelity Select Utilities Portfolio |
| Fidelity Short-Term Bond Fund |
| Fidelity Small Cap Discovery Fund |
| Fidelity Small Cap Growth Fund |
| Fidelity Small Cap Index |
| Fidelity Small Cap Stock Fund |
| Fidelity Small Cap Value Fund |
| Fidelity Stock Selector All Cap Fund |
| Fidelity Stock Selector Large Cap Value Fund |
| Fidelity Strategic Income Fund |
| Fidelity Trend Fund |
| Fidelity U.S. Bond Index |
| Fidelity Value Discovery Fund |
| Fidelity Value Fund |
| Fidelity Value Strategies Fund |
| Fidelity Worldwide Fund |
| MFS Growth R3 |
| MFS International Equity R6 |
| MFS Mid Cap Value R3 |
| VALIC Investments in Separate Accounts** N/A |
| Vanguard 500 Index Fund Admiral Shares |
| Vanguard Balanced Index Fund Admiral Shares |
| Vanguard Capital Opportunity Fund |
| Vanguard Core Bond Fund Admiral Shares |
| Vanguard Developed Markets Index Fund |
| Vanguard Diversified Equity Fund |
| Vanguard Dividend Appreciation Index Fund |
| Vanguard Dividend Growth Fund |
| Vanguard Dividend Yield Index – Adm |
| Vanguard Emerging Markets Select Stock Fund |
| Vanguard Emerging Markets Stock Index Fund |
| Vanguard Energy Fund Admiral Shares |
| Vanguard Equity Income Fund Admiral Shares |
| Vanguard Equity-Income Adm |
| Vanguard European Stock Index Fund |
| Vanguard Explorer Fund Admiral Shares |
| Vanguard Explorer Fund Investor Shares |
| Vanguard Explorer Value Fund |
| Vanguard Extended Market Index Fund |
| Vanguard FTSE All-World EX_US Index Fund |
| Vanguard FTSL All-World EX_US Small Cap – Adm |
| Vanguard Global Capital Cycles – Inv |
| Vanguard Global Equity Fund |
| Vanguard Global Wellington Fund Admiral |
| Vanguard GNMA Fund Admiral Shares |
| Vanguard Growth and Income Fund Admiral |
| Vanguard Growth and Income Fund Investor |
| Vanguard Growth Index Fund Admiral Share |
| Vanguard Health Care Fund Admiral Shares |
| Vanguard High – Yield Corporate Fund |
| Vanguard Inflation – Protected Secs-Adm |
| Vanguard Target Ret 2020 Fund |
| Vanguard Target Ret 2025 Fund |
| Vanguard Target Ret 2030 Fund |
| Vanguard Target Ret 2035 Fund |
| Vanguard Target Ret 2040 Fund |
| Vanguard Target Ret 2045 Fund |
| Vanguard Target Ret Income Fund |
| Vanguard Intermediate-Term Bond Index Fund |
| Vanguard Intermediate-Term Investment Growth |
| Vanguard Intermediate-Term Treasury Fund |
| Vanguard International Explorer Fund |
| Vanguard International Growth Fund |
| Vanguard International Value Fund |
| Vanguard Large-Cap Index Fund Admiral |
| Vanguard Lifestrategy Growth Fund |
| Vanguard Lifestrategy Income Fund |
| Vanguard Lifestrategy Moderate Growth Fund |
| Vanguard Long-Term Bond Index – Admiral |
| Vanguard Long-Term Investment – Grade Fund |
| Vanguard Long-Term Treasury Fund Admiral |
| Vanguard Long-Term Treasury Fund Investor |
| Vanguard Mid-Cap Growth Fund |
| Vanguard Mid-Cap Growth Index Fund Adm |
| Vanguard Mid-Cap Index Fund Admiral Shares |
| Vanguard Mid-Cap Value Index Fund Adm |
| Vanguard Pacific Stock Index Fund Adm |
| Vanguard Primecap Core Fund |
| Vanguard Primecap Fund Admiral Shares |
| Vanguard Selected Value Fund |
| Vanguard Short-Term Bond Index Fund |
| Vanguard Short-Term Federal Fund Admiral |
| Vanguard Short-Term Inflation-Protected |
| Vanguard Short-Term Investment-Grade Fund |
| Vanguard Short-Term Treasury Fund Admiral |
| Vanguard Small-Cap Growth Index Fund Adm |
| Vanguard Small-Cap Index Fund Admiral Shares |
| Vanguard Small-Cap Value Index Fund Admiral Shares |
| Vanguard Star Fund |
| Vanguard Strategic Equity Fund |
| Vanguard Strategic Small Cap Equity Fund |
| Vanguard U.S. Growth Fund Admiral Shares |
| Vanguard U.S. Growth Fund Investor Shares |
| Vanguard Value Index Fund Admiral Shares |
| Vanguard Wellesley Income Fund Admiral |
| Vanguard Wellesley Income Fund Investor |
| Vanguard Wellington Fund Admiral Shares |
| Vanguard Windsor Fund Admiral Shares |
| Vanguard Windsor Fund Investor Shares |
| Vanguard Windsor II Fund Admiral Shares |
| Vanguard Windsor II Fund Investor Shares |
| Transamerica Guaranteed Investment Option N/A |
| Transamerica 4.25% to 9.50% N/A |
| VALIC 2.00% to 3.00%** N/A |
| VALIC Investments in General Account N/A |
Investment model portfolios
We provide two types of investment model portfolios for THE NEMOURS FOUNDATION SECTION 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE NEMOURS FOUNDATION SECTION 403(B) PLAN