Investment options of TFG 401(K) SAVINGS PLAN
Total Available Funds: 35
| Investment Description |
|---|
| Participant Notes Receivable 4.25% to 9.50% $ – |
| Pimco Real Rtrn Value of Interest in Registered Investment Company See "Note" |
| Am Fds The Grwth of Amer Value of Interest in Registered Investment Company Below |
| Vngrd 500 Indx Value of Interest in Registered Investment Company – |
| Vngrd Real Estat Indx Value of Interest in Registered Investment Company – |
| Vngrd Midcp Indx Value of Interest in Registered Investment Company – |
| Vngrd Smcp Grwth Indx Value of Interest in Registered Investment Company – |
| Am Fds Amer Balnc Value of Interest in Registered Investment Company – |
| Am Fds New Wrld Value of Interest in Registered Investment Company – |
| Am Fds Intl Gr Inc Value of Interest in Registered Investment Company – |
| Pimco Incm Value of Interest in Registered Investment Company – |
| Jpm Smcp Value Value of Interest in Registered Investment Company – |
| Vngrd Dvlpd Mrkts Indx Value of Interest in Registered Investment Company – |
| MFS Value Value of Interest in Registered Investment Company – |
| Fedrtd Gvnmt Utlshr Durtn Value of Interest in Registered Investment Company – |
| Fdlty US Bond Indx Value of Interest in Registered Investment Company – |
| Yourpath American Funds 2040 Cnsrv Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds Income Mod Value of Interest in Pooled Separate Accounts |
| Yourpath American Funds 2010 Mod Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds 2015 Mod Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds 2020 Mod Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds 2025 Mod Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds 2030 Mod Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds 2035 Mod Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds 2040 Mod Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds 2045 Mod Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds 2050 Mod Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds 2055 Mod Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds 2060 Mod Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds 2065 Mod Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds Incm Grwth Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds 2025 Grwth Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds 2040 Grwth Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds 2050 Grwth Value of Interest in Pooled Separate Accounts – |
| Yourpath American Funds 2055 Grwth Value of Interest in Pooled Separate Accounts – |
Investment model portfolios
We provide two types of investment model portfolios for TFG 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TFG 401(K) SAVINGS PLAN